Your Business Amex® Card Just Got More Powerful
Your Business Amex® Card Just Got More Powerful

You could earn up to 204,000 bonus points/Aeroplan points a year when you pay your eligible business expenses with Chexy, which includes the 12,000 bonus points/Aeroplan points you can earn using an eligible American Express Business Card on qualifying bill payments.


You could earn up to 204,000 bonus points/Aeroplan points a year when you pay your eligible business expenses with Chexy, which includes the 12,000 bonus points/Aeroplan points you can earn using an eligible American Express Business Card on qualifying bill payments.


Offer period: November 18, 2025, to October 31, 2026.

Chexy charges a 1.75 % Service Fee to each transaction charged to the Card. Terms and conditions apply. See below for offer details and eligible Cards. Actual points earned on your Card will vary depending on your individual monthly payment amount, the type of card you hold, and your card’s reward earn rate and category eligibility.

Example shown for illustrative purposes only.

Example shown for illustrative purposes only.

Example shown for illustrative purposes only.

What Is Chexy?

What Is Chexy?

What Is Chexy?

Chexy lets you earn credit card points on business expenses you couldn't before

Chexy lets you earn credit card points on business expenses you couldn't before

Chexy lets you earn credit card points on business expenses you couldn't before

Pay your corporate tax, GST/HST remittance, payroll remittance tax and all of your other eligible business bills with your business credit card and earn bonus points on top of your regular credit card rewards.

Pay your corporate tax, GST/HST remittance, payroll remittance tax and all of your other eligible business bills with your business credit card and earn bonus points on top of your regular credit card rewards.

Pay your corporate tax, GST/HST remittance, payroll remittance tax and all of your other eligible business bills with your business credit card and earn bonus points on top of your regular credit card rewards.

1

Pay with your credit card

Enter your bill details and your preferred credit card. Chexy charges your card for the amount with our 1.75% fee.

1

Pay with your credit card

Enter your bill details and your preferred credit card. Chexy charges your card for the amount with our 1.75% fee.

1

Pay with your credit card

Enter your bill details and your preferred credit card. Chexy charges your card for the amount with our 1.75% fee.

2

Funds arrive in Chexy Wallet

Once your card is charged, the funds make they're way to your Chexy wallet. Funds will stay here until they are processed.

2

Funds arrive in Chexy Wallet

Once your card is charged, the funds make they're way to your Chexy wallet. Funds will stay here until they are processed.

2

Funds arrive in Chexy Wallet

Once your card is charged, the funds make they're way to your Chexy wallet. Funds will stay here until they are processed.

3

Bills paid using your chosen payout method

Once bills are ready to be paid, they are seamlessly processed with Interac e-Transfer, Pre-Authorized Debit, or Bill Pay.

3

Bills paid using your chosen payout method

Once bills are ready to be paid, they are seamlessly processed with Interac e-Transfer, Pre-Authorized Debit, or Bill Pay.

3

Bills paid using your chosen payout method

Once bills are ready to be paid, they are seamlessly processed with Interac e-Transfer, Pre-Authorized Debit, or Bill Pay.

Chexy Special Offer

Chexy Special Offer

Chexy Special Offer

Earn up to 12,000 bonus points/Aeroplan points on eligible bill payments

Earn up to 12,000 bonus points/Aeroplan points on eligible bill payments

Earn up to 12,000 bonus points/Aeroplan points on eligible bill payments

Here’s how it works:

  1. Spend $2,000 and earn 500 bonus points/Aeroplan points.

  1. Spend $2,000 and earn 500 bonus points/Aeroplan points.

  1. Spend another $2,000 in the same month and earn an additional 500 bonus points/Aeroplan points.

  1. Spend another $2,000 in the same month and earn an additional 500 bonus points/Aeroplan points.

Eligible Cards: American Express Gold Rewards Card, Business Platinum Card®, American Express® Aeroplan®* Business Reserve Card.

To qualify for the 500 bonus points/Aeroplan points, you must make a single Chexy payment of at least $2,000 CAD (after Chexy processing fees) charged to your eligible American Express® Card. You can do this twice per calendar month for a total of up to 1,000 bonus points/Aeroplan points per month, equivalent to up to 12,000 bonus points/Aeroplan points over 12 months. Conditions apply. Limited-time offer from November 18, 2025, to October 31, 2026. Chexy charges a 1.75% processing fee per transaction. Terms and conditions apply. See offer details for eligibility. Points earned vary by card type, monthly payment, and reward rate. Eligible categories include Business-related Utilities, Taxes, Fines, Court Costs, Government Services, and Insurance.

To qualify for the 500 bonus points/Aeroplan points, you must make a single Chexy payment of at least $2,000 CAD (after Chexy processing fees) charged to your eligible American Express® Card. You can do this twice per calendar month for a total of up to 1,000 bonus points/Aeroplan points per month, equivalent to up to 12,000 bonus points/Aeroplan points over 12 months. Conditions apply. Limited-time offer from November 18, 2025, to October 31, 2026. Chexy charges a 1.75% processing fee per transaction. Terms and conditions apply. See offer details for eligibility. Points earned vary by card type, monthly payment, and reward rate. Eligible categories include Business-related Utilities, Taxes, Fines, Court Costs, Government Services, and Insurance.

More points. More possibilities.

More points. More possibilities.

More points. More possibilities.

Business bills, now payable with your
Amex Business Card.

Business bills, now payable with your
Amex Business Card.

Join thousands of Canadian businesses earning points on every payment.

Join thousands of Canadian businesses earning points on every payment.

Corporate Tax

90,000 points/yr

Corporate Tax

90,000 points/yr

Corporate Tax

90,000 points/yr

GST/HST Remittance

60,000 points/yr

GST/HST Remittance

60,000 points/yr

GST/HST Remittance

60,000 points/yr

Payroll Remittance Tax

85,000 points/yr

Payroll Remittance Tax

85,000 points/yr

Payroll Remittance Tax

85,000 points/yr

Insurance

8,000 points/yr

Insurance

8,000 points/yr

Insurance

8,000 points/yr

Utilities

10,000 points/yr

Utilities

10,000 points/yr

Utilities

10,000 points/yr

Illustrative example only. Average annual points earned are based on the typical Chexy user using an eligible rewards credit card to pay recurring expenses such as rent ($2,000/month), property tax ($834/month), utilities ($208/month), daycare ($1,250/month), CRA payments ($417/month), and tuition ($5,000/year) through the Chexy platform as of September 1, 2025. Actual points earned may vary depending on card type, issuer rewards program, and individual monthly spend. For exact earn rates, please refer to your credit card’s rewards program details.

More points. More possibilities.

More points. More possibilities.

More points. More possibilities.

Get started in just three easy steps

Get started in just three easy steps

Get started in just three easy steps

Phone
1

Create Your Chexy Account

Set up your account in just a few minutes.

2

Set Up Your Payment

Add your payee details like their name, email or phone number, amount, and due date.

3

Add Your Card and Start Earning

Link your eligible American Express card to Chexy and start earning more with this exclusive offer!

Phone
1

Create Your Chexy Account

Set up your account in just a few minutes.

2

Set Up Your Payment

Add your payee details like their name, email or phone number, amount, and due date.

3

Add Your Card and Start Earning

Link your eligible American Express card to Chexy and start earning more with this exclusive offer!

Phone
1

Create Your Chexy Account

Set up your account in just a few minutes.

2

Set Up Your Payment

Add your payee details like their name, email or phone number, amount, and due date.

3

Add Your Card and Start Earning

Link your eligible American Express card to Chexy and start earning more with this exclusive offer!

More Points. More Places. More Possibilities
With Chexy, every business payment moves you closer to new possibilities.

More Points. More Places. More Possibilities

With Chexy, every business payment moves you closer to new possibilities.

Fly Business Class

Enjoy luxury travel you could only dream of.

Fly Business Class

Enjoy luxury travel you could only dream of.

Fly Business Class

Enjoy luxury travel you could only dream of.

More Luxury Stays

The same bills. Now, with fancier check-in.

More Luxury Stays

The same bills. Now, with fancier check-in.

More Luxury Stays

The same bills. Now, with fancier check-in.

Go Even Further.

Your next destination starts with your next payment.

Go Even Further.

Your next destination starts with your next payment.

Go Even Further.

Your next destination starts with your next payment.

Take The Family Too

From business expenses to family memories.

Take The Family Too

From business expenses to family memories.

Take The Family Too

From business expenses to family memories.

Core Benefits for

Core Benefits for

Core Benefits for

Small Business Owners

Small Business Owners

Small Business Owners

Maximize Your Card Rewards

Maximize Your Card Rewards

Maximize Your Card Rewards

Earn Aeroplan points on payments you’re already making — like suppliers, rent, & even your personal taxes!

Earn Aeroplan points on payments you’re already making — like suppliers, rent, & even your personal taxes!

Earn Aeroplan points on payments you’re already making — like suppliers, rent, & even your personal taxes!

Boost Business Cash Flow

Boost Business Cash Flow

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer, without disrupting how your payees get paid.

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer, without disrupting how your payees get paid.

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer, without disrupting how your payees get paid.

Tax Efficiency

Tax Efficiency

Tax Efficiency

When you use Chexy to pay business expenses, the processing fee may be tax-deductible — increasing the real value of your credit card rewards.*

When you use Chexy to pay business expenses, the processing fee may be tax-deductible — increasing the real value of your credit card rewards.*

No New Credit Cards Needed

No New Credit Cards Needed

No New Credit Cards Needed

No need to apply for a new card. Simply use your existing credit card. No applications, no credit checks, no hassle.

No need to apply for a new card. Simply use your existing credit card. No applications, no credit checks, no hassle.

Chexy may not fit every circumstance. Please consult your accountant to clarify how Chexy’s processing fees could affect your tax position.

Businesses we proudly support

Businesses we proudly support

Businesses we proudly support

Thousands of businesses are already using Chexy to get the most out of all their bills.
Join them now.

Thousands of businesses are already using Chexy to get the most out of all their bills.
Join them now.

Thousands of businesses are already using Chexy to get the most out of all their bills.
Join them now.

Healthcare & Clinics

Healthcare & Clinics

Healthcare & Clinics

For doctors, dentists, physiotherapists, and pharmacy owners

Professional Corporations & Advisors

Professional Corporations & Advisors

Professional Corporations & Advisors

For lawyers, accountants, consultants, and advisors

Retail, Restaurants & Service Businesses

Retail, Restaurants & Service Businesses

Retail, Restaurants & Service Businesses

For shop owners, restaurateurs, and high-expense operators

For shop owners, restaurateurs, and high-expense operators

For shop owners, restaurateurs, and high-expense operators

Solo Entrepreneurs, Trades & Remote Operators

Solo Entrepreneurs, Trades & Remote Operators

Solo Entrepreneurs, Trades & Remote Operators

For freelancers, contractors, online sellers, and self-employed professionals

Chexy is a game changer for businesses. Before, I couldn’t pay most of my expenses with credit card. I’ve now gone from paying 30% to 80% with my credit card, and I’m using my points for a trip to Japan.

Christopher Siu

Owner, Daan Go Cake Lab & MasterChef Canada Winner

Owner, Daan Go Cake Lab & MasterChef Canada Winner

I've worked with hundreds of fellow physician business owners to help optimize their travel rewards. Chexy has quickly become my go-to tool for capturing expenses. This has meaningfully impacted our ability to travel further and better than ever before.

Dr. Benjamin Hutten-Czapski

Anesthesiologist & Founder of Rewards MD

Anesthesiologist & Founder of Rewards MD

Let your business bills, fuel your next adventure.

Let your business bills, fuel your next adventure.

Let your business bills, fuel your next adventure.

Terms and Conditions

Only the Basic American Express Aeroplan Card referenced in this email is eligible for this offer. The following Cards are excluded and not eligible for this offer: American Express ® Aeroplan ®* Card, American Express ® Aeroplan®* Corporate Card, American Express ® Aeroplan ®* Corporate Reserve Card.


1 The eligible Card account must be in good standing. You can make up to two (2) qualifying business related bill payments at Chexy.co each calendar month from 18/11/2025 to 31/10/2026. Date format is DD/MM/YYYY. Your ability to redeem will reset on the first day of each calendar month starting 01/12/2025, and end on the last day of the same calendar month until 31/10/2026. The first offer period starts on 18/11/2025 and ends 30/11/2025. The offer will reset on 01/12/2025 and on each subsequent calendar month until the offer ends on 31/10/2026.


To be eligible for 500 bonus Aeroplan points, one (1) qualifying bill payment of  $2000 (CAD) or more in a single transaction (after applicable fees) must be charged to your eligible American Express Aeroplan Card online at www.chexy.co by the last day of each calendar month during the offer period and subsequently posted to your account. To be eligible to earn a total of 1000 bonus Aeroplan points each month, two (2) separate bill payments, each for $2000 or more (after applicable fees) must be charged to your Card by the last day of that same calendar month. Bill Payment due dates you set with Chexy.co typically differ from when Chexy charges your Card. For example, if your bill payment due date is set for February 2, 2026, Chexy will typically charge your Card three (3) business days before which means in that case, the Charge would appear in January.


Bonus points earned in a calendar month may not be transferred to Aeroplan until the following month based on the closing date of your monthly statement.


You can earn up to a total of 12, 000 Bonus Aeroplan Points during the offer period from 18/11/2025 to 31/10/2026. Any amount above the minimum spend of a qualifying bill payment transaction does not count towards future spend and does not roll over to the next month. Spend on one eligible Card cannot be applied to or combined with spend on another eligible Card.


Bill payments must be made directly through the Chexy’s website and must be billed directly by Chexy to qualify.  Bill payments must be made in Canadian dollars to be eligible. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the bonus Aeroplan points. Bill payments are subject to Chexy’s Terms of use. American Express is not responsible for when your bill payments are processed by Chexy.


While we hope to provide you with this offer on the terms set out here, we reserve the right to change or cancel this offer at any time.


If you switch to a new Card or there is a change in account status including but not limited to fraudulent flags, suspension, or cancellation, you will no longer be eligible for this Offer.


American Express reserves the right to vary any eligibility criteria or the Offer Terms. If you have multiple American Express cards, the Offer benefit is applicable for eligible cards only.


*Eligible Chexy bill payments for this offer include Business related Utilities, Taxes, Fines, Court Costs, Government Services, and Insurance.


2 Earn rate of 1.25 points for every $1 applies on qualifying purchases. Provided your account is in good standing, points can be earned on eligible purchases, less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.


Your points will not expire provided that you are the Basic Cardmember of an American Express® Aeroplan®* Business Reserve Card and your Aeroplan account is in good standing under the Aeroplan Terms and conditions (aircanada.com/aeroplan-termsandconditions).


Please ensure that you provide your own personal Aeroplan number to be linked to your card as linking a different loyalty number is prohibited.


For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy.


3 Chexy.co Terms


Chexy charges a non- refundable Service Fee of 1.75% per transaction. Subject to change. This Service fee is payable in addition to the Payment amount. Service fees vary based on payment method used. There are no refunds, cancellations or charge backs permitted through Chexy’s website.   Chexy charges the applicable Card usually three (3) calendar days prior to their Payment Due Date. For full Terms of use visit Chexy.co.


®*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks


®: Used by Amex Bank of Canada under license from American Express.



Only the Basic American Express Business Card referenced in this email is eligible for this offer. Eligible Business Card include the American Express ® Gold Rewards Card, Business Platinum Card®


1 The eligible Card account must be in good standing. You can make up to two (2) single qualifying bill payments at Chexy.co each calendar month from 18/11/2025 to 31/10/2026. Date format is DD/MM/YYYY. Your ability to redeem will reset on the first day of each calendar month starting 01/12/2025, and end on the last day of the same calendar month until 31/10/2026. The first offer period starts on 18/11/2025 and ends 30/11/2025. The offer will reset on 01/12/2025 and on the first day of each subsequent calendar month until the offer ends on 31/10/2026.


To be eligible for 500 bonus points, one (1) qualifying bill payment of  $2000 (CAD) or more in a single transaction (after applicable fees) must be charged to your eligible American Express Card online at www.chexy.co by the last day of each calendar month during the offer period and subsequently posted to your account. To be eligible to earn a total of 1000 bonus points each calendar month, two (2) separate qualifying bill payments, each for $2000 or more (after applicable fees) must be charged to your Card by the last day of that same calendar month. Bill Payment due dates you set with Chexy.co typically differ from when Chexy charges your Card. For example, if your bill payment due date is set for February 2, 2026, Chexy will typically charge your Card three (3) business days before which means in that case, the Charge would appear in January.


You can earn up to a total of 12, 000 Bonus Points during the offer period from 18/11/2025 to 31/10/2026. Any amount above the minimum spend does not count towards future spend and does not roll over to the next month. Spend on one eligible Card cannot be applied to or combined with spend on another eligible Card.


Bill payments must be made directly through the Chexy’s website and must be billed directly by Chexy to qualify.  Bill payments must be made in Canadian dollars to be eligible. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the bonus Aeroplan points. Bill payments are subject to Chexy’s Terms of use. American Express is not responsible for when your bill payments are processed by Chexy.


While we hope to provide you with this offer on the terms set out here, we reserve the right to change or cancel this offer at any time.


If you switch to a new Card or there is a change in account status including but not limited to fraudulent flags, suspension, or cancellation, you will no longer be eligible for this Offer.


American Express reserves the right to vary any eligibility criteria or the Offer Terms. If you have multiple American Express cards, the Offer benefit is only applicable for eligible cards.


*Eligible Chexy bill payments for this offer include Business related Utilities, Taxes, Fines, Court Costs, Government Services, and Insurance.


2 Membership Rewards earn rates vary based on the American Express ® Card you hold. Please refer to the product page applicable to your Card for your earn rates.  Membership Rewards points can be earned on eligible purchases, less returns and other credits. Subject to Membership Rewards Terms and Conditions. Visit membershiprewards.ca for full Terms & Conditions of the Membership Rewards program or call 1 800 668 AMEX (2639).


3 Chexy.co Terms


Chexy charges a non- refundable Service Fee of 1.75% per transaction. Subject to change. This Service fee is payable in addition to the Payment amount. Service fees vary based on payment method used. There are no refunds, cancellations or charge backs permitted through Chexy’s website.   Chexy charges the applicable Card usually three ( 3) calendar days prior to their Payment Due Date. For full Terms of use visit Chexy.co.


®: Used by Amex Bank of Canada under license from American Express.