*Conditions apply. Limited-time offer for new users, ends November 1st, 2025
Chexy may not fit every circumstance. Please consult your accountant to clarify how Chexy’s processing fees could affect your tax position.
Paying CRA business taxes? Click here for step-by-step instructions.
*Mortgage payments and car loan payments are not currently accepted.
2.49% Fee
Exclusive Aeroplan Offer
Bill Pay
Interac e-Transfer
Pre Authorized Debit (PAD)
Payments Coded As Recurring
Best Choice
1.75% Fee
Exclusive Aeroplan Offers*
Bill Pay
Interac e-Transfer
Pre Authorized Debit (PAD)
Payments Coded As Recurring
Accepted Payment Methods:
*Mastercard not accepted
2.90% Fee
Exclusive Aeroplan Offer
Bill Pay
Interac e-Transfer
Pre Authorized Debit (PAD)
Payments Coded As Recurring
It takes less than 5 minutes to
Step 1
Select the payment category
After signing up, click "New Payment +" on your dashboard and then click on the business expenses tab.
Important to know
Process Overview
You’ll receive unique Chexy PAD account details when you complete setup. As a reminder, please set up your payment in Chexy first, as the funds must be made available in your Chexy account before the CRA withdraws.
Step 2
Enter your payment details
Enter the exact payment amount, up to $70,000 per payment, and optionally add a payment nickname to help identify it later.
Step 3
Select between one-time payment or monthly
Choose whether this will be a one-time payment or a monthly recurring payment, and review the card charge date and the funds available date before confirming.
Click here for step-by-step instructions.
We charge your credit card 3 business days before your payment is due, then send it automatically using your chosen payout method.
For doctors, dentists, physiotherapists, and pharmacy owners
For lawyers, accountants, consultants, and advisors
For freelancers, contractors, online sellers, and self-employed professionals
Chexy is a game changer for businesses. Before, I couldn’t pay most of my expenses with credit card. I’ve now gone from paying 30% to 80% with my credit card, and I’m using my points for a trip to Japan.
Christopher Siu
I've worked with hundreds of fellow physician business owners to help optimize their travel rewards. Chexy has quickly become my go-to tool for capturing expenses. This has meaningfully impacted our ability to travel further and better than ever before.
Dr. Benjamin Hutten-Czapski
Click here for more business FAQs.
TERMS AND CONDITIONS
Eligibility & Earning Points:
To be eligible to earn Aeroplan® Points with Chexy, you must:
Be an Aeroplan member (“Aeroplan Member”) and have an Aeroplan account in good standing (“Aeroplan Account”), all in accordance with the Aeroplan Terms and Conditions found here;
Be a registered Chexy business customer with a Chexy account in good standing (“Chexy Account”);
Add your Aeroplan number to your Chexy Account by following the prompts on the Chexy website or app. You can only add one Aeroplan number per Chexy Account at a time;
Ensure the Chexy Account is in the same name as the Aeroplan Member;
Complete Chexy’s Know Your Business (KYB) verification process and provide valid Articles of Incorporation to qualify;
Use the Chexy platform to make qualifying payments in accordance with Chexy’s Terms of Use, including which payment categories are eligible as defined by Chexy;
It may take up to 30 days after Aeroplan Points are earned for them to appear in your Aeroplan Account.
Only payments for legitimate business expenses qualify for earning Aeroplan Points. Payments where the sender and recipient are the same party, or otherwise appear to be manufactured spend, are strictly prohibited. Chexy reserves the right to determine which payments are eligible.
Offers:
SMB Tiered Bonus Offer:
Offer Period: July 21, 2025 at 12:00 AM ET to October 21, 2025 at 11:59 PM ET (the “Offer Period”).
Eligible Chexy users who meet the requirements below may earn up to 100,000 bonus Aeroplan Points.
To qualify:
You must complete KYB verification and upload valid Articles of Incorporation.
You must make qualifying payments through Chexy each month for 3 consecutive months, meeting or exceeding one of the spend tiers below.
You must maintain the same minimum spend tier each month for 3 months during the Offer Period.
Spend Each Month | Total 3-Month Spend | Bonus Aeroplan Points |
|---|---|---|
$5,000 | $15,000 | 5,000 points |
$10,000 | $30,000 | 10,000 points |
$25,000 | $75,000 | 25,000 points |
$50,000 | $150,000 | 50,000 points |
$100,000 | $300,000 | 100,000 points |
Additional Offer Details:
Points will be awarded after the 3rd consecutive month of qualifying spend and may take up to 30 days to appear in your Aeroplan Account.
You may only earn one bonus during the Offer Period, corresponding to the highest tier you achieve and maintain consistently over the 3-month period.
If your spend falls below the selected tier in any of the 3 months, you will not be eligible for the corresponding bonus.
This offer may not be combined with any other Aeroplan promotional offers unless explicitly stated by Chexy.
Aeroplan Points are issued by Chexy under license from Aeroplan Inc.
Adjustments (Errors) & Discrepancies
Chexy reserves the right, in its discretion, to add, remove, or correct any errors in the amount of Aeroplan Points issued to users at any time and for any reason, with or without notice. This includes but is not limited to:
(a) Points being erroneously earned or credited;
(b) payment processing issues; or
(c) points earned at an incorrect rate.In the event of a discrepancy, contact Chexy Support at smb@chexy.co or via our chat widget at https://intercom.help/chexyrent/en/. Discrepancies must be reported within 12 months of the transaction.
Aeroplan may suspend, freeze, or remove points from accounts it deems to be in violation of its program rules, as outlined in the Aeroplan Terms and Conditions.
OTHER TERMS
Offers are non-transferable and are not redeemable for cash. Terms and conditions are subject to change without notice.If the offer cannot run as planned for any reason, including technical issues, unauthorized intervention, fraud, or any cause beyond the control of Chexy or Aeroplan, either party reserves the right to cancel or modify the offer.
Participation in this offer constitutes acceptance of these Terms and Conditions, as well as Aeroplan’s Terms and Conditions. Chexy reserves the right to disqualify users or revoke eligibility if these terms are violated.
If you have questions, please contact Chexy at smb@chexy.co.
® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
® The Air Canada maple leaf logo is a registered trademark of Air Canada, used under license.
