Is the fee tax-deductible?

Yes — the Chexy fee is a business expense, so it's 100% deductible, which brings your real cost down. Your accountant can confirm for your situation.

1.99% on taxes, rent and utilities; 2.40% on suppliers and payroll. Doing over $100K a month? We'll sort out custom pricing.

No. It's a payment rail, not a loan — you pay your card statement like you always do.

Visa, Mastercard and Amex. Add up to five of them.

Rent

Bills

Taxes

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Business rewards calculator

See what your business spend is actually worth.

Plug in your monthly CRA, payroll, rent and supplier bills. We'll show the Aeroplan points, cashback and cash-flow float your business is leaving on the table — in seconds.

Run my numbers →Book a call

No signup · takes 30 seconds · the fee's 100% tax-deductible

VISAAMEX$1.5B+ in bills paid for Canadian businesses

The calculator

Plug in your real monthly bills.

CRA, payroll, rent, suppliers — see your points, cashback and float instantly. No email required.

ChexyBusiness Rewards

Step 1 of 4

What bills are you paying?

We'll calculate your potential rewards.

1.99% for most bills2.4% for payroll & suppliers

Pick at least one category to continue.

Keep your cash ~45 days

Float your working capital until the card statement's actually due.

100% tax-deductible

The whole Chexy fee is a business expense — you write off every cent.

Earn on the unavoidable

Points on the CRA, payroll and suppliers that never took a card before.

What you can pay

Every bill your business can't normally put on a card.

GST/HST

Corporate income tax

Payroll deductions

WSIB premiums

Commercial property tax

Supplier invoices

Payroll

Commercial rent

How it works

Three steps. A couple of minutes.

Add the bill

A CRA notice, WSIB premium, invoice, payroll run, rent — whatever you owe.

Pay with your card

Tap the Visa, Mastercard or Amex that's already in your wallet.

Keep cash & rewards

They get paid like normal. You hold your cash longer and pocket the points.

Questions

The stuff people usually want to know.

Nope. They just see a normal payment — EFT, e-Transfer or bill pay. How you funded it stays on your side.

Stop leaving money on the table.

Your business is paying these bills regardless — every month you wait is cash and points you don't get back.

Get started →Back to calculator

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