Tennis player serving on a sunlit clay court
Same bills.
Bigger life around it.Start collecting
$2B+bills processed
200KCanadians on Chexy
$40Mrewards earned
works with
VisaMastercardAeroplanAmexInteracVisaMastercardAeroplanAmexInterac

Why homeowners use Chexy.

01

Put your home expenses to work

Collect points, cashback and card benefits on property taxes, utilities, home insurance, condo fees and more.

CRA Income Tax — +700 PTS Property Tax — +$160 cashback
02

More room for the unexpected

Pay by card and keep more cash available for repairs, maintenance and everything else homeownership throws at you.

Money in your pocket
SMTWTFS
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3Your bill due
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17Your credit card due
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03

All your home bills in one place

Track what’s due, what’s paid, which card covered it and what you’ve collected.

CRA Canada Revenue Agency — $345, Sep 1 2027Enbridge Gas — $56, Sep 12 2027University of Toronto — $7,000, Aug 30 2027Vaughan Property Tax — $3,000, Aug 30 2027

13,000+ billers.
One card.

Pay any bill in Canada with any credit card and collect cashback and travel points on money you already owe.

Pay your home expenses.
Watch it pay off.

+$0Estimated annual cashback
CHEXulator
Your monthly mortgage
$0/mo
How it works

Pay any bill.

With any card.

Collect what you’re owed.

Start collecting
Chexy app: Pay a Bill — search who you are paying Chexy app: select a card to pay with Chexy app: your tax payments have been scheduled

01Search any bill you have to pay, then enter the payment details.

02Add any Mastercard®, Visa® or Amex® card. Two-minute setup, and your payee never changes.

03Points and cashback land on every single payment. Nothing to remember, nothing to chase.

More ways to collect.

Pair Chexy with Canada’s best rewards cards and stack even more on the rent you already pay.

Aeroplan
Earn up to 7,000 Bonus Aeroplan® points* Explore →
American Express
Earn up to 6,000 Bonus points / Aeroplan® points* Explore →

FAQ

What does it cost to pay with Chexy?
A flat 1.75% per payment on Canadian Visa, Mastercard and Amex. No subscription and no minimums with the right rewards card, what you earn back is usually worth more than the fee.
When is my card charged?
We charge your card a few business days before your bill is due and deliver it on time, every month. Set it once and your bill is handled automatically.
Does paying rent through Chexy build my credit?
Yes. Turn on Credit Builder and every on-time rent payment is reported to Equifax no new loan and no hard credit check, so the rent you already pay starts building your credit history.
Which cards can I use to pay my bills?
Any Canadian Visa, Mastercard or American Express including Aeroplan cards, Cobalt, and the cashback cards already in your wallet.
Is my money safe?
Your money moves on the same rails your bank already uses Interac and direct deposit. Chexy never holds your money longer than it takes to deliver it, and payment data is encrypted end to end.
Start collecting