Paying for Medical & Dental Equipment by Credit Card

How Clinics Can Pay for Medical and Dental Equipment by Credit Card

You trained to treat patients, not to spend your admin day juggling supplier portals, cheques to the equipment dealer, a pre-authorized debit for the clinic lease, and the CRA login for remittances. Whether you run a dental office, veterinary clinic, physio practice, or family medicine clinic, your payables are fragmented — and your biggest purchases are earning you nothing.

Chexy consolidates all of it into one dashboard, paid on your credit card, even when your suppliers don't accept cards.

Can clinics pay equipment suppliers with a credit card?

Yes — and this is the category clinics care about most, because the tickets are big. Exam tables, imaging equipment, dental chairs, sterilizers, ultrasound machines: these are goods purchased for business use, which makes them Amex-eligible on Chexy, alongside Visa and Mastercard. Same for consumables — gloves, masks, syringes, lab supplies, pharmacy inventory.

What clinic bills can go on which card?

Amex-eligible (also fine on Visa or Mastercard):

• Medical, dental, and veterinary equipment purchases
• Consumable supplies — PPE, instruments, lab and pharmacy inventory
• Office supplies and clinic furniture
• Malpractice and commercial insurance premiums
• GST/HST (where applicable), payroll remittances, property tax
• Utilities
• Advertising and patient-acquisition marketing

Please note: Amex payments are ultimately subject to review by our compliance team, and eligibility depends on the payee.

Visa or Mastercard:

• Your clinic space lease
• Services — medical billing services, cleaning, IT support, equipment servicing
• Practice management software subscriptions
• Payments to other practitioners or clinics for services

What does the math look like?

A $25,000 tax remittance sits at 1.99%, so the fee is $498. On a card earning 1.25 points per dollar, that payment generates 31,250 points — worth at least $625 at 2 cents per point redeemed for travel. So the rewards clear the fee outright, and the fee is generally a deductible business expense.

You also keep the cash longer. Paid from your bank account, that $25,000 is gone the day it's due. On a card, it stays with you until your statement is due — weeks later. The same applies to your equipment purchases and monthly supply orders.

Frequently asked questions

Can I pay for dental equipment with Amex?

Yes. Equipment and supplies purchased for business use are Amex-supported on Chexy, whether the seller is a dealer, manufacturer, or retailer — subject to review and payee eligibility.

Can I pay my clinic rent with a credit card?

Yes, with Visa or Mastercard. Commercial leases aren't Amex-supported, but they run normally on the other networks.

Can I pay another practitioner or clinic with a card?

Yes — payments for professional healthcare services go on Visa or Mastercard.

Does my equipment supplier need to accept cards?

No. Chexy pays them by e-Transfer, pre-authorized debit, or Bill Pay, exactly how they're paid today.

Less time on payables. More time with patients. Get started with Chexy for Business →