•••• 1007Make your rent pay you
Collect points, cashback and card benefits on the payment that usually gives you nothing back.
Make your rent
pay you back.
Get Chexy$2B+bills processed
200KCanadians on Chexy
$40Mrewards earned
works with
Why pay rent with Chexy.
Pay rent on your terms
Use the card that works for you, keep cash in your account longer and give yourself more breathing room each month.
Works with
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No landlord participation required.
They receive rent exactly as expected. No setup or extra work on their end.
FFitzrovia$2,850OCT 1, 2026CCAPREIT$1,975OCT 1, 2026TTricon Residential$2,400SEP 30, 2026YYour landlord$2,200OCT 1, 2026
Build credit with the rent you already pay
The biggest payment you make each month finally counts.
See how it works
710Equifax score · +34 pts
Search for your landlord, school, utility provider or tax bill, then enter the payment details.
Add any Mastercard®, Visa® or Amex® card. Chexy sends your payment on schedule, and your payee receives it exactly as they do today.
Points and cashback land on every single payment. Nothing to remember, nothing to chase.
Calculate what you’re missing out on.
+$594
Estimated annual cashback
Start collecting
CHEXulator
Your monthly bills
$2,200/mo
Let your credit climb too.
Chexy reports every on-time rent payment to Equifax Canada. Same rent, same landlord, one very different credit file.
It’s not a loanYou borrow nothing. Nobody checks your credit. It’s the rent you already pay.
Reported every monthEvery on-time payment goes to Equifax Canada. Most people see a change within weeks.
Stop anytimePause it or turn it off in two taps. Nothing is reported without your say.
Credit Builder comes with Chexy Plus ($20/month or $200/year). Reported to Equifax Canada only. Personal accounts only.
Equifax score
710
+34 pts
2 payments reported
13,000+ billers.
One card.
Pay any bill in Canada with any credit card and collect cashback and travel points on money you already owe.
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FAQ
Does my landlord need to sign up or know?
No. Your landlord gets paid exactly as they do today by Interac e-Transfer or direct deposit into the same account. Nothing changes on their end, and most never know Chexy is involved.
What does it cost to pay rent with Chexy?
A flat 1.75% per rent payment on Canadian Visa, Mastercard and Amex. No subscription and no minimums. With the right rewards card, what you earn back is usually worth more than the fee.
When is my card charged and my rent sent?
We charge your card a few business days before rent is due and deliver it on time, every month. Set it once and your rent is handled automatically.
Does paying rent through Chexy build my credit?
Yes. Turn on Credit Builder and every on-time rent payment is reported to Equifax Canada. No new loan and no hard credit check, so the rent you already pay starts building your credit history.
Which cards can I use to pay rent?
Any Canadian Visa, Mastercard or American Express including Aeroplan cards, Cobalt, and the cashback cards already in your wallet.
Is my rent money safe?
Your rent moves on the same rails your bank already uses: Interac and direct deposit. Chexy never holds your rent longer than it takes to deliver it, and payment data is encrypted end to end.