RewardsMD

Doctors: practice smarter payments.

Earn up to 250,000 bonus Aeroplan points* when paying your personal and business expenses with Chexy.

*Conditions apply. Limited-time offer for new users, ends September 30, 2026.

$2B+Bills processed
200KCanadians on Chexy
$40MRewards earned
4.8/5Average rating
Works with
MastercardAeroplanAmerican ExpressVisa

Financial benefits for physicians.

Maximize rewards on high-value expenses

Use your Visa, Mastercard or Amex to earn points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential tax efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost business cash flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

The welcome offer.

Up to 250,000 Aeroplan points*

*Conditions apply. Canadian businesses only. Limited-time offer ends September 30, 2026. 250,000 points available to eligible customers on Chexy Enterprise plans. Points land after 3 consecutive months of qualifying payments.

Tax-efficient travel starts here.

Turn corporate expenses into business class experiences.

Employee physicians

If you’re an employee or sole proprietor, you may be able to deduct the Chexy fee as a business expense if the underlying payment itself qualifies as a legitimate business expense.

Why it matters:

The fee could reduce your taxable income, while still unlocking travel rewards on your personal card.

Incorporated physicians

Physicians with a corporation often pay the Chexy fee from their corporate account. Since this can be considered a business expense, the cost is paid with pre-tax dollars while the travel points go to their personal loyalty account.

Why it matters:

It avoids the need to take a dividend or salary (and pay personal tax) just to earn points.

Every tax situation is different. Talk to your accountant to understand how Chexy may fit into your setup.

How we process your payments.

Pay the same way you already do, but now with rewards.

After activating your account

Chexy charges your credit card 3 business days before your payment is due.

Upcoming charge
Nov27Card charge$2,050.82 to Visa •••• 8948
Dec1Payment date$2,015.55 via pre-authorized debit

Within those 3 business days

Funds arrive in your Chexy Wallet until the payment is processed.

Chexy Wallet
Funds receivedHeld until your due date$2,015.55

On the due date

Chexy pays your payee via Interac e-Transfer, pre-authorized debit, bill pay or EFT.

Payment sent
Apex Property ManagementSent via Interac e-Transfer$2,015.55
RewardsMD×Chexy

No waiting room for rewards.

Join thousands of physicians earning rewards on their expenses with Chexy.