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Doctors:
Practice Smarter Payments
Doctors:
Practice Smarter Payments

Earn up to 25,000 Aeroplan Points for paying your personal and business expenses with Chexy using your Visa or Amex card.

Earn up to 25,000 Aeroplan Points for paying your personal and business expenses with Chexy using your Visa or Amex card.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Common payments include:

  • Personal income taxes

  • CMPA fees

  • Rent or office lease

  • Utilities, tuition, and insurance


Common payments include:

  • Personal income taxes

  • CMPA fees

  • Rent or office lease

  • Utilities, tuition, and insurance


Common payments include:

  • Personal income taxes

  • CMPA fees

  • Rent or office lease

  • Utilities, tuition, and insurance


Compatible with payments usually made via:

Bill pay

Pre-authorized Debit

Interac e-Transfer

We're working with the physician community to make your practice more rewarding.

Earn up to 25,000 Aeroplan Points

Here’s how:

Here’s how:

Here’s how:

  • Physician Offer: Earn 15,000 pts after processing $15,000 in payments through Chexy by September 15


  • Earn 2,000 pts on your first payment with Chexy


  • Earn 5,000 pts after processing $5,000 in payments through Chexy within the first 6 months


  • Earn 1,000 pts on your 12th consecutive month of payments through Chexy


  • Earn 500 pts for the second and any subsequent recurring bills (up to 2,000 pts)

  • Physician Offer: Earn 15,000 pts after processing $15,000 in payments through Chexy by September 15


  • Earn 2,000 pts on your first payment with Chexy


  • Earn 5,000 pts after processing $5,000 in payments through Chexy within the first 6 months


  • Earn 1,000 pts on your 12th consecutive month of payments through Chexy


  • Earn 500 pts for the second and any subsequent recurring bills (up to 2,000 pts)

  • Physician Offer: Earn 15,000 pts after processing $15,000 in payments through Chexy by September 15


  • Earn 2,000 pts on your first payment with Chexy


  • Earn 5,000 pts after processing $5,000 in payments through Chexy within the first 6 months


  • Earn 1,000 pts on your 12th consecutive month of payments through Chexy


  • Earn 500 pts for the second and any subsequent recurring bills (up to 2,000 pts)

You could earn up to:

You could earn up to:

You could earn up to:

25,000

25,000

25,000

Aeroplan points*

Aeroplan points*

Aeroplan points*

*Conditions Apply. Limited time offer ends July 15, 2025.

*Conditions Apply. Limited time offer ends July 15, 2025.

*Conditions Apply. Limited time offer ends July 15, 2025.

The average Chexy user paying $2,050 a month in rent will earn:

$

0

+

in cashback every year*

$

0

+

in cashback every year*

or

0

+

points every year*

0

+

points every year*

Cashback and points are calculated by your rent amount and credit card used with Chexy.

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Tax-efficient travel starts here

Turn corporate expenses into business class experiences.

Employee Physicians

If you’re an employee or sole proprietor, you may be able to deduct the Chexy fee as a business expense if the underlying payment itself qualifies as a legitimate business expense.


Why it matters:

The fee could reduce your taxable income, while still unlocking travel rewards on your personal card.


Incorporated Physicians

Physicians with a corporation often pay the Chexy fee from their corporate account. Since this can be considered a business expense, the cost is paid with pre-tax dollars while the travel points go to their personal loyalty account.


Why it matters:

It avoids the need to take a dividend or salary (and pay personal tax) just to earn points.


Every tax situation is different. Talk to your accountant to understand how Chexy may fit into your setup.

How We Process Your Payments

How We Process Your Payments

Pay your rent the same way you already do, but now with rewards.

Pay your rent the same way you already do, but now with rewards.

After activating your account

Chexy charges your credit card 3 business days before your rent payment is due.

Chexy charges your credit card 3 business days before your rent payment is due.

Within those 3 business days

Funds will arrive in your Chexy Wallet until payment is processed.

Funds will arrive in your Chexy Wallet until payment is processed.

On the due date

Chexy pays your rent via Interac e-Transfer, Pre Authorized Debit or Bill Pay.

Chexy pays your rent via Interac e-Transfer, Pre Authorized Debit or Bill Pay.

Earn Your Rewards for Less

Earn Your Rewards for Less

Earn Your Rewards for Less

Keep more of your rewards with the lowest fees available.

Canadian

Visa & Amex

1.75%

International

Credit Cards

2.5%

Why us?

Why us?

Built by Canadians,
for Canadians

Built by Canadians,
for Canadians

Built by Canadians,
for Canadians

We are committed to transforming routine payments into financial opportunities - helping Canadians turn rent, bills and taxes into more rewards and new experiences.

\We are committed to transforming routine payments into financial opportunities - helping Canadians turn rent, bills and taxes into more rewards and new experiences.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

No Waiting Room for Rewards

No Waiting Room for Rewards

Join thousands of physicians earning rewards on their expenses with Chexy.

Join thousands of physicians earning rewards on their expenses with Chexy.