Doctors:

Practice Smarter Payments

Doctors:

Practice Smarter Payments

Doctors:

Practice Smarter Payments

Earn up to 100,000 Aeroplan Points* for paying your personal and business expenses with Chexy using your Visa or Amex card.

Start Earning Now

*Conditions apply. Limited-time offer for new users, ends December 31st, 2025.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Common payments include:

Personal income taxes
CMPA fees
Rent or office lease
Utilities, tuition, and insurance

Common payments include:

Personal income taxes
CMPA fees
Rent or office lease
Utilities, tuition, and insurance

Common payments include:

Personal income taxes
CMPA fees
Rent or office lease
Utilities, tuition, and insurance

Compatible with payments usually made via:

Bill pay

Pre-authorized Debit

Interac e-Transfer

We're working with the physician community to make your practice more rewarding.

Small Business Offer

Earn up to 100,000 Aeroplan Points*

Points are awarded on average spend in your first 3 consecutive months of payments that meet one of the following thresholds:

Monthly Spend

Aeroplan Points

$10,000

10,000 pts

$25,000

25,000 pts

$50,000

50,000 pts

$100,000

100,000 pts

You could earn up to:

100,000

Aeroplan points*

*Conditions apply. Must be a Canadian Business to qualify. Limited time offer for new users only, ends December 31st, 2025. Points are awarded after you complete 3 consecutive months of qualifying payments and may take up to 30 days thereafter to appear in your Aeroplan Account.

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

Get Started

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

Get Started

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Tax-efficient travel starts here

Turn corporate expenses into business class experiences.

Employee Physicians

If you’re an employee or sole proprietor, you may be able to deduct the Chexy fee as a business expense if the underlying payment itself qualifies as a legitimate business expense.

Why it matters:

The fee could reduce your taxable income, while still unlocking travel rewards on your personal card.

Incorporated Physicians

Physicians with a corporation often pay the Chexy fee from their corporate account. Since this can be considered a business expense, the cost is paid with pre-tax dollars while the travel points go to their personal loyalty account.

Why it matters:

It avoids the need to take a dividend or salary (and pay personal tax) just to earn points.

Every tax situation is different. Talk to your accountant to understand how Chexy may fit into your setup.

Get Started

How We Process Your Payments

Pay your rent the same way you already do, but now with rewards.

After activating your account

Chexy charges your credit card 3 business days before your rent payment is due.

Within those 3 business days

Funds will arrive in your Chexy Wallet until payment is processed.

On the due date

Chexy pays your rent via Interac e-Transfer, Pre Authorized Debit or Bill Pay.

Earn Your Rewards for Less

Keep more of your rewards with the lowest fees available.

Canadian

Visa & Amex

1.75%

International

Credit Cards

2.5%

Why us?

Built by Canadians,
for Canadians

We are committed to transforming routine payments into financial opportunities - helping Canadians turn rent, bills and taxes into more rewards and new experiences.

\We are committed to transforming routine payments into financial opportunities - helping Canadians turn rent, bills and taxes into more rewards and new experiences.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

No Waiting Room for Rewards

Join thousands of physicians earning rewards on their expenses with Chexy.

Get Started

TERMS AND CONDITIONS

Eligibility & Earning Points

To be eligible to earn Aeroplan® Points with Chexy, you must:

● Be an Aeroplan member (“Aeroplan Member”) and have an Aeroplan account in good standing (“Aeroplan Account”), all in accordance with the Aeroplan Terms and Conditions found here. If you are not an Aeroplan Member, you can visit the Aeroplan web site (aircanada.com/aeroplan) and enroll today. Membership is free.
● Be a registered Chexy business customer with a Chexy account in good standing (“Chexy Account”);
● Add your Aeroplan number to your Chexy Account by following the prompts on the Chexy website or app. You can only add one Aeroplan number per Chexy Account at a time;
● The Chexy Account of the Aeroplan Member must be in the Aeroplan Member’s name so that the name on the Aeroplan Account and the Chexy Account are the same person;
● If you are registering for a company, complete Chexy’s Know Your Business (KYB) verification process and provide valid Articles of Incorporation to qualify;
● Use the Chexy platform to make qualifying payments in accordance with Chexy’s Terms of Use, including which payment categories are eligible as defined by Chexy;
● It may take up to 30 days after Aeroplan Points are earned for the points to appear in your Aeroplan Account.
● The Aeroplan Points earned for your Chexy activities will be posted to your Aeroplan Account that has been added to your Chexy account.;
● Once you’ve added your Aeroplan number to your Chexy Account, you can earn Aeroplan Points as described below. Only payments for legitimate expenses qualify for earning Aeroplan Points. Setting up payments where the recipient of the payment is the same as the originator, resulting in manufactured spend, are strictly prohibited. Chexy reserves the right to determine which payments are eligible.

Offer

For new Chexy users (those completing their first ever payment through Chexy on or after August 1st, 2025), who have also successfully added their Aeroplan number to their Chexy Account:

The Small to Medium Business (“SMB”) Tiered Bonus Offer is only valid for the period outlined below.

Offer Period: August 1st, 2025 at 12:00 AM ET to December 31st, 2025 at 11:59 PM ET (the “Offer Period”).

To qualify for the bonus Aeroplan Points, you must meet all eligibility requirements and maintain the same minimum spend tier each month for 3 consecutive months. You must:
(i) make the first month’s qualifying payments (as defined in the Chexy’s Terms of Use) through Chexy during the offer period,
(ii) complete a total of 3 consecutive months of qualifying payments, and
(iii) exceeding minimum spend for tier for each qualifying payment outlined below. You are only eligible to earn and receive bonus points for one tier.

Minimum Spend Each MonthTotal Minimum 3-Month SpendBonus Aeroplan Points to be Awarded$5,000$15,0005,000 points$10,000$30,00010,000 points$25,000$75,00025,000 points$50,000$150,00050,000 points$100,000$300,000100,000 points

Additional Offer Details

● Points will be awarded after the 3rd consecutive month of qualifying spend and may take up to 30 days to appear in your Aeroplan Account.
● You may only earn one tier of bonus during the Offer Period, corresponding to the highest tier you achieve and maintain consistently over the 3-month period. If your total amount spend over the 3-month period is between two minimum 3-month spend tiers, the lower tier of bonus would apply.
● If your spend falls below the selected tier in any of the 3 months, you will not be eligible for the corresponding bonus of that tier.
● This offer may not be combined with any other Aeroplan promotional offers unless explicitly stated by Chexy.
● Aeroplan Points are issued by Chexy under license from Aeroplan Inc.

Adjustments (Errors) & Discrepancies

Chexy reserves the right, in its discretion, to add, remove, or correct any errors in the amount of Aeroplan Points issued to users at any time and for any reason, with or without notice. This includes but is not limited to:
(a) Points being erroneously earned or credited;
(b) payment processing issues; or
(c) points earned at an incorrect rate.

In the event of a discrepancy, contact Chexy Support at smb@chexy.co or via our chat widget at https://intercom.help/chexyrent/en/. Discrepancies must be reported within 12 months of the transaction.

Where, in the reasonable opinion of Aeroplan, an Aeroplan Member has violated, or Aeroplan believes that an Aeroplan Member may have violated The Aeroplan Program Terms and Conditions, Aeroplan may, in addition to its other rights and remedies in the Aeroplan Program Terms and Conditions, at any time and in its sole discretion, take one or more of the following actions:
(i) freeze the Aeroplan Account of any Aeroplan Member while Aeroplan investigates suspected activity on the part of that Aeroplan Member; and
(ii) refuse to credit the Aeroplan Account of any Aeroplan Member, or debit the Aeroplan Account of any Aeroplan Member, including reversal of Aeroplan Points previously credited.

OTHER TERMS

● Offers are non-transferable and are not redeemable for cash. Terms and conditions are subject to change without notice.
● If an offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control of Aeroplan which corrupt or affect the administration, security or proper conduct of this offer, Aeroplan reserves the right at its sole discretion to, without advance notice, terminate or suspend the offer, in whole or in part, or modify it in any way.
● Aeroplan also reserves the right at its sole discretion to disqualify any individual from this offer and to ban the individual from any future offers that it finds or believes to be tampering with the process or the operation of this offer.
● Participation in this offer constitutes acceptance of these Terms and Conditions, as well as Aeroplan’s Terms and Conditions. Chexy reserves the right to disqualify users or revoke eligibility if these terms are violated.

If you have questions, please contact Chexy at smb@chexy.co.

® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
® The Air Canada maple leaf logo is a registered trademark of Air Canada, used under license.

About us

Legal

Social

About us

Legal

Social

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Common payments include:

Personal income taxes

CMPA fees

Rent or office lease

Utilities, tuition, and insurance

Common payments include:

Personal income taxes

CMPA fees

Rent or office lease

Utilities, tuition, and insurance

Common payments include:

Personal income taxes

CMPA fees

Rent or office lease

Utilities, tuition, and insurance

Compatible with payments usually made via:

Earn up to 100,000 Aeroplan Points*

Points are awarded on average spend in your first 3 consecutive months of payments that meet one of the following thresholds:

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Tax-efficient travel starts here

Turn corporate expenses into business class experiences.

Employee Physicians

If you’re an employee or sole proprietor, you may be able to deduct the Chexy fee as a business expense if the underlying payment itself qualifies as a legitimate business expense.

Why it matters:

The fee could reduce your taxable income, while still unlocking travel rewards on your personal card.

Incorporated Physicians

Physicians with a corporation often pay the Chexy fee from their corporate account. Since this can be considered a business expense, the cost is paid with pre-tax dollars while the travel points go to their personal loyalty account.

Why it matters:

It avoids the need to take a dividend or salary (and pay personal tax) just to earn points.

Every tax situation is different. Talk to your accountant to understand how Chexy may fit into your setup.

How We Process Your Payments

How We Process Your Payments

Pay your rent the same way you already do, but now with rewards.

Pay your rent the same way you already do, but now with rewards.

Earn Your Rewards for Less

Earn Your Rewards for Less

Earn Your Rewards for Less

Keep more of your rewards with the lowest fees available.

Built by Canadians,for Canadians

Built by Canadians,for Canadians

Built by Canadians,for Canadians

Over 70,000+ Chexy Users

Over 70,000+ Chexy Users

Over 70,000+ Chexy Users

$6 Million in Earned Value

$6 Million in Earned Value

$6 Million in Earned Value

4.8/5 Average Rating

4.8/5 Average Rating

4.8/5 Average Rating

TERMS AND CONDITIONSEligibility & Earning Points

To be eligible to earn Aeroplan® Points with Chexy, you must:

Offer

For new Chexy users (those completing their first ever payment through Chexy on or after August 1st, 2025), who have also successfully added their Aeroplan number to their Chexy Account:

The Small to Medium Business (“SMB”) Tiered Bonus Offer is only valid for the period outlined below.

Offer Period: August 1st, 2025 at 12:00 AM ET to December 31st, 2025 at 11:59 PM ET (the “Offer Period”).

Minimum Spend Each MonthTotal Minimum 3-Month SpendBonus Aeroplan Points to be Awarded$5,000$15,0005,000 points$10,000$30,00010,000 points$25,000$75,00025,000 points$50,000$150,00050,000 points$100,000$300,000100,000 points

Additional Offer Details

Adjustments (Errors) & Discrepancies

In the event of a discrepancy, contact Chexy Support at smb@chexy.co or via our chat widget at https://intercom.help/chexyrent/en/. Discrepancies must be reported within 12 months of the transaction.

Built by Canadians,
for Canadians

Built by Canadians,
for Canadians

Built by Canadians,
for Canadians

TERMS AND CONDITIONS

Eligibility & Earning Points

® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
® The Air Canada maple leaf logo is a registered trademark of Air Canada, used under license.