TERMS AND CONDITIONS

Eligibility & Earning Points:
To be eligible to earn Aeroplan Points with Chexy, you must:

• Be an Aeroplan member (“Aeroplan Member”) and have an Aeroplan account in good standing (“Aeroplan Account”), all in accordance with Aeroplan’s Terms and Conditions (the “Aeroplan Program”) found here;

• Be a registered Chexy customer with a Chexy account in good standing (“Chexy Account”);

• Add your Aeroplan number to your Chexy Account by following the prompts in the Chexy website or app. You can only add one Aeroplan number to your Chexy Account at a time;

• The Chexy Account of the Aeroplan Member must be in the Aeroplan Member’s name so that the name on the Aeroplan Account and the Chexy Account are the same person;

• Use the Chexy platform to make qualifying payments as defined by Chexy’s Terms of Use, including which payment categories are eligible as defined by Chexy;

• It may take up to 30 days after the Aeroplan Points are earned to appear in your Aeroplan Account;

• The Aeroplan Points earned for your Chexy activities will be posted to your Aeroplan Account;

• Once you’ve added your Aeroplan number to your Chexy Account, you can earn Aeroplan Points as described below. Only payments for legitimate expenses qualify for earning Aeroplan Points. Setting up payments where the recipient of the payment is the same as the originator, resulting in manufactured spend, are strictly prohibited. Chexy reserves the right to determine which payments are eligible.
  
  

Offers:

For new Chexy users (those completing their first ever payment through Chexy on or after April 15, 2025), who have also successfully added their Aeroplan number to your Chexy Account:
Welcome Offer: Earn a one-time Welcome Offer of 2,000 Aeroplan Points by completing your 1st payment. Also, earn an additional 1,000 Aeroplan Points after your 12th consecutive month of completed payments through Chexy (with at least one payment of a minimum of $50 each calendar month).

Limited Time Offers: For those who have completed their first ever payment during the period between April 14th, 2025 at midnight ET and September 15th, 2025 at 11:59 PM PT (the “Offer Period”)

• Additional Welcome Offer: Earn a one-time Additional Welcome Offer of 5,000 Aeroplan Points for creating a Chexy Account during the Offer Period and then processing a minimum of $5,000 in payments through Chexy, within 6 months of activating your first payment.    

Recurring Payment Offer: Earn 500 Aeroplan Points for your second (and any subsequent) recurring payments you add to your Chexy Account of a minimum of $50, up to a maximum of 2,000 Aeroplan Points (4 additional recurring payments). To qualify, these recurring payments must be activated, and one month of payments must be completed, all within 6 months of activating your first payment.

• Referral Offer: During the Offer Period, earn 1,000 Aeroplan Points for each new Chexy user you refer who completes their first payment of a minimum of $50, up to a maximum of 10 referrals per Chexy Account
  
  

Physicians offer:

• To qualify for the bonus, the $15,000 net payment must be completed between June 10, 2025 at midnight ET and September 15, 2025 at 11:59 PM ET, and all eligibility requirements must be met. Prior payments before June 10, 2025 at midnight ET do not count toward the $15,000 threshold.To be eligible for the 15,000 bonus Aeroplan points available exclusively to physicians, users must provide valid proof of medical licensure in Canada, subject to verification by Chexy. If participating as a medical corporation, the user must also complete and pass Chexy’s Know Your Business (KYB) verification process.

• The $15,000 payment threshold is based on the net payment amount, excluding any Chexy processing fees, and is cumulative (i.e., it includes amounts counted toward other promotional milestones).

• Bonus points will be awarded on September 30, 2025, and may take up to 30 days to appear in the user’s Aeroplan account.

Adjustments (Errors) & Discrepancies
Chexy reserves the right, in its discretion, to add, remove, make adjustments to, and/or correct any errors in, the amount of Aeroplan Points issued to Aeroplan Members, at any time and for any reason, with or without notice, including, without limitation, as a result of: (a) Aeroplan Points being erroneously earned or credited to your Aeroplan Account; (b) issues with payment processing; and (c) Aeroplan Points earned at an incorrect, higher earn rate.

In the event of any discrepancy relating to Aeroplan Points earned at Chexy, please contact Chexy Customer Support at support@chexy.co or via the chatbot widget at https://intercom.help/chexyrent/en/. Chexy must be notified within twelve (12) months of the date on which the transaction relating to the discrepancy occurred.
Where, in the reasonable opinion of Aeroplan, an Aeroplan Member has violated, or Aeroplan believes that an Aeroplan Member may have violated The Aeroplan Program Terms and Conditions, Aeroplan may, in addition to its other rights and remedies in the Aeroplan Program Terms and Conditions, at any time and in its sole discretion, take one or more of the following actions: (i) freeze the Aeroplan Account of any Aeroplan Member while Aeroplan investigates suspected activity on the part of that Aeroplan Member; and (ii) refuse to credit the Aeroplan Account of any Aeroplan Member, or debit the Aeroplan Account of any Aeroplan Member, including reversal of Aeroplan Points previously credited.

OTHER TERMS

Offers are non-transferable and is not redeemable for cash. Terms and conditions are subject to change without prior notice.

If an offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control of Aeroplan which corrupt or affect the administration, security or proper conduct of this offer, Aeroplan reserves the right at its sole discretion to, without advance notice, terminate or suspend the offer, in whole or in part, or modify it in any way. Aeroplan also reserves the right at its sole discretion to disqualify any individual from this offer and to ban the individual from any future offers that it finds or believes to be tampering with the process or the operation of this offer.

Participation in the Chexy Aeroplan offers constitutes acceptance of these Terms and Conditions, along with Aeroplan’s Terms and Conditions. Offers may be added, removed or changed at any time, in Chexy’s discretion. Chexy reserves the right to terminate your participation in these offers if you violate any of these Terms and Conditions.

If you have any questions about these offers, please contact Chexy at support@chexy.co.

®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
®The Air Canada maple leaf logo is a registered trademark of Air Canada, used under license.