Doctors:
Practice Smarter Payments
Doctors:
Practice Smarter Payments
Doctors:
Practice Smarter Payments

Earn up to 25,000 Aeroplan Points* for paying your personal and business expenses with Chexy using your Visa or Amex card.

Earn up to 25,000 Aeroplan Points* for paying your personal and business expenses with Chexy using your Visa or Amex card.

Earn up to 25,000 Aeroplan Points* for paying your personal and business expenses with Chexy using your Visa or Amex card.

After activating your payment, reach out to smallbusiness@chexy.co with your physician registration # and articles of incorporation (if relevant) to make sure you're eligible for the offer!

After activating your payment, reach out to smallbusiness@chexy.co with your physician registration # and articles of incorporation (if relevant) to make sure you're eligible for the offer!

*Conditions apply. Limited-time offer for new users, ends September 15, 2025.

*Conditions apply. Limited-time offer for new users, ends September 15, 2025.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Chexy lets your practice earn Aeroplan Points on expenses that typically don’t accept credit cards, all while preserving your business’s cash flow.

Common payments include:

  • Personal income taxes

  • CMPA fees

  • Rent or office lease

  • Utilities, tuition, and insurance


Common payments include:

  • Personal income taxes

  • CMPA fees

  • Rent or office lease

  • Utilities, tuition, and insurance


Common payments include:

  • Personal income taxes

  • CMPA fees

  • Rent or office lease

  • Utilities, tuition, and insurance


Compatible with payments usually made via:

Bill pay

Pre-authorized Debit

Interac e-Transfer

We're working with the physician community to make your practice more rewarding.

Earn up to 25,000 Aeroplan Points

Here’s how:

Here’s how:

Here’s how:

  • Physician Offer: Earn 15,000 pts after processing $15,000 in net payments through Chexy by September 15


  • Earn 2,000 pts on your first payment with Chexy


  • Earn 5,000 pts after processing $5,000 in payments through Chexy within the first 6 months


  • Earn 500 pts for the second and any subsequent recurring bills (up to 2,000 pts)


  • Earn 1,000 pts on your 12th consecutive month of payments through Chexy

  • Physician Offer: Earn 15,000 pts after processing $15,000 in net payments through Chexy by September 15


  • Earn 2,000 pts on your first payment with Chexy


  • Earn 5,000 pts after processing $5,000 in payments through Chexy within the first 6 months


  • Earn 500 pts for the second and any subsequent recurring bills (up to 2,000 pts)


  • Earn 1,000 pts on your 12th consecutive month of payments through Chexy

  • Physician Offer: Earn 15,000 pts after processing $15,000 in net payments through Chexy by September 15


  • Earn 2,000 pts on your first payment with Chexy


  • Earn 5,000 pts after processing $5,000 in payments through Chexy within the first 6 months


  • Earn 500 pts for the second and any subsequent recurring bills (up to 2,000 pts)


  • Earn 1,000 pts on your 12th consecutive month of payments through Chexy

You could earn up to:

You could earn up to:

You could earn up to:

25,000

25,000

25,000

Aeroplan points*

Aeroplan points*

Aeroplan points*

*Conditions apply. Must be a licensed physician in Canada to qualify. Limited time offer for new users, ends September 15, 2025.

*Conditions apply. Must be a licensed physician in Canada to qualify. Limited time offer for new users, ends September 15, 2025.

*Conditions apply. Must be a licensed physician in Canada to qualify. Limited time offer for new users, ends September 15, 2025.

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Financial Benefits for

Physicians

Maximize Rewards on High Value Expenses

Use your Visa or Amex to earn Aeroplan points on payments you’re already making — like rent, taxes, and CMPA fees.

Potential Tax Efficiency

When you pay business expenses through your professional corporation or as a sole proprietor, Chexy’s processing fee may be deductible*, increasing the real value of your credit card rewards.

Boost Business Cash Flow

Take advantage of your credit card’s interest-free grace period to keep more money in your account longer — without disrupting how your payees get paid.

*Chexy is not right for everyone. Talk to your accountant to understand how Chexy processing fees work in your tax situation.

Tax-efficient travel starts here

Turn corporate expenses into business class experiences.

Employee Physicians

If you’re an employee or sole proprietor, you may be able to deduct the Chexy fee as a business expense if the underlying payment itself qualifies as a legitimate business expense.


Why it matters:

The fee could reduce your taxable income, while still unlocking travel rewards on your personal card.


Incorporated Physicians

Physicians with a corporation often pay the Chexy fee from their corporate account. Since this can be considered a business expense, the cost is paid with pre-tax dollars while the travel points go to their personal loyalty account.


Why it matters:

It avoids the need to take a dividend or salary (and pay personal tax) just to earn points.


Every tax situation is different. Talk to your accountant to understand how Chexy may fit into your setup.

How We Process Your Payments

How We Process Your Payments

Pay your rent the same way you already do, but now with rewards.

Pay your rent the same way you already do, but now with rewards.

After activating your account

Chexy charges your credit card 3 business days before your rent payment is due.

Chexy charges your credit card 3 business days before your rent payment is due.

Within those 3 business days

Funds will arrive in your Chexy Wallet until payment is processed.

Funds will arrive in your Chexy Wallet until payment is processed.

On the due date

Chexy pays your rent via Interac e-Transfer, Pre Authorized Debit or Bill Pay.

Chexy pays your rent via Interac e-Transfer, Pre Authorized Debit or Bill Pay.

Earn Your Rewards for Less

Earn Your Rewards for Less

Earn Your Rewards for Less

Keep more of your rewards with the lowest fees available.

Canadian

Visa & Amex

1.75%

International

Credit Cards

2.5%

Why us?

Why us?

Built by Canadians,
for Canadians

Built by Canadians,
for Canadians

Built by Canadians,
for Canadians

We are committed to transforming routine payments into financial opportunities - helping Canadians turn rent, bills and taxes into more rewards and new experiences.

\We are committed to transforming routine payments into financial opportunities - helping Canadians turn rent, bills and taxes into more rewards and new experiences.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

Over 70,000+ Chexy Users

Maximizing their everyday expenses to earn rewards on every expense.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

$6 Million in Earned Value

Helping Chexy users turn painful expenses into real rewards.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

4.8/5 Average Rating

Praise speaks for itself with thousands of reviews from Canadians coast to coast.

No Waiting Room for Rewards

No Waiting Room for Rewards

Join thousands of physicians earning rewards on their expenses with Chexy.

Join thousands of physicians earning rewards on their expenses with Chexy.

TERMS AND CONDITIONS

Eligibility & Earning Points:
To be eligible to earn Aeroplan Points with Chexy, you must:

  • Be an Aeroplan member (“Aeroplan Member”) and have an Aeroplan account in good standing (“Aeroplan Account”), all in accordance with Aeroplan’s Terms and Conditions (the “Aeroplan Program”) found here;

  • Be a registered Chexy customer with a Chexy account in good standing (“Chexy Account”);

  • Add your Aeroplan number to your Chexy Account by following the prompts in the Chexy website or app. You can only add one Aeroplan number to your Chexy Account at a time;

  • The Chexy Account of the Aeroplan Member must be in the Aeroplan Member’s name so that the name on the Aeroplan Account and the Chexy Account are the same person;

  • Use the Chexy platform to make qualifying payments as defined by Chexy’s Terms of Use, including which payment categories are eligible as defined by Chexy;

  • It may take up to 30 days after the Aeroplan Points are earned to appear in your Aeroplan Account;

  • The Aeroplan Points earned for your Chexy activities will be posted to your Aeroplan Account;

  • Once you’ve added your Aeroplan number to your Chexy Account, you can earn Aeroplan Points as described below. Only payments for legitimate expenses qualify for earning Aeroplan Points. Setting up payments where the recipient of the payment is the same as the originator, resulting in manufactured spend, are strictly prohibited. Chexy reserves the right to determine which payments are eligible.

Offers:

For new Chexy users (those completing their first ever payment through Chexy on or after April 15, 2025), who have also successfully added their Aeroplan number to your Chexy Account:
Welcome Offer: Earn a one-time Welcome Offer of 2,000 Aeroplan Points by completing your 1st payment. Also, earn an additional 1,000 Aeroplan Points after your 12th consecutive month of completed payments through Chexy (with at least one payment of a minimum of $50 each calendar month).

Limited Time Offers: For those who have completed their first ever payment during the period between April 14th, 2025 at midnight ET and July 15th, 2025 at 11:59 PM PT (the “Offer Period”)

  • Additional Welcome Offer: Earn a one-time Additional Welcome Offer of 5,000 Aeroplan Points for creating a Chexy Account during the Offer Period and then processing a minimum of $5,000 in payments through Chexy, within 6 months of activating your first payment.    

Recurring Payment Offer: Earn 500 Aeroplan Points for your second (and any subsequent) recurring payments you add to your Chexy Account of a minimum of $50, up to a maximum of 2,000 Aeroplan Points (4 additional recurring payments). To qualify, these recurring payments must be activated, and one month of payments must be completed, all within 6 months of activating your first payment.

  • Referral Offer: During the Offer Period, earn 1,000 Aeroplan Points for each new Chexy user you refer who completes their first payment of a minimum of $50, up to a maximum of 10 referrals per Chexy Account

Physicians offer:

  • To qualify for the bonus, the $15,000 net payment must be completed between June 10, 2025 at midnight ET and September 15, 2025 at 11:59 PM ET, and all eligibility requirements must be met. Prior payments before June 10, 2025 at midnight ET do not count toward the $15,000 threshold.To be eligible for the 15,000 bonus Aeroplan points available exclusively to physicians, users must provide valid proof of medical licensure in Canada, subject to verification by Chexy. If participating as a medical corporation, the user must also complete and pass Chexy’s Know Your Business (KYB) verification process.

  • The $15,000 payment threshold is based on the net payment amount, excluding any Chexy processing fees, and is cumulative (i.e., it includes amounts counted toward other promotional milestones).

  • Bonus points will be awarded on September 30, 2025, and may take up to 30 days to appear in the user’s Aeroplan account.


Adjustments (Errors) & Discrepancies
Chexy reserves the right, in its discretion, to add, remove, make adjustments to, and/or correct any errors in, the amount of Aeroplan Points issued to Aeroplan Members, at any time and for any reason, with or without notice, including, without limitation, as a result of: (a) Aeroplan Points being erroneously earned or credited to your Aeroplan Account; (b) issues with payment processing; and (c) Aeroplan Points earned at an incorrect, higher earn rate.

In the event of any discrepancy relating to Aeroplan Points earned at Chexy, please contact Chexy Customer Support at support@chexy.co or via the chatbot widget at https://intercom.help/chexyrent/en/. Chexy must be notified within twelve (12) months of the date on which the transaction relating to the discrepancy occurred.
Where, in the reasonable opinion of Aeroplan, an Aeroplan Member has violated, or Aeroplan believes that an Aeroplan Member may have violated The Aeroplan Program Terms and Conditions, Aeroplan may, in addition to its other rights and remedies in the Aeroplan Program Terms and Conditions, at any time and in its sole discretion, take one or more of the following actions: (i) freeze the Aeroplan Account of any Aeroplan Member while Aeroplan investigates suspected activity on the part of that Aeroplan Member; and (ii) refuse to credit the Aeroplan Account of any Aeroplan Member, or debit the Aeroplan Account of any Aeroplan Member, including reversal of Aeroplan Points previously credited.

OTHER TERMS

Offers are non-transferable and is not redeemable for cash. Terms and conditions are subject to change without prior notice.

If an offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control of Aeroplan which corrupt or affect the administration, security or proper conduct of this offer, Aeroplan reserves the right at its sole discretion to, without advance notice, terminate or suspend the offer, in whole or in part, or modify it in any way. Aeroplan also reserves the right at its sole discretion to disqualify any individual from this offer and to ban the individual from any future offers that it finds or believes to be tampering with the process or the operation of this offer.

Participation in the Chexy Aeroplan offers constitutes acceptance of these Terms and Conditions, along with Aeroplan’s Terms and Conditions. Offers may be added, removed or changed at any time, in Chexy’s discretion. Chexy reserves the right to terminate your participation in these offers if you violate any of these Terms and Conditions.

If you have any questions about these offers, please contact Chexy at support@chexy.co.

®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
®The Air Canada maple leaf logo is a registered trademark of Air Canada, used under license.