Running a business means big spending on things like rent, suppliers, taxes, and everything in between. Usually, those payments don’t earn you anything. But what if you could earn first-class flights, thousands of dollars in cashback, or valuable points that fuel your next growth move?

Enter Chexy: the platform that lets you pay virtually any business expense by credit card, even if the vendor doesn’t accept card payments directly. The best part? You can earn serious rewards in the process by pairing Chexy with a high-rewards credit card. 

Here’s how you can maximize your business expenses and earn big rewards with Chexy. 

Earn Up to 100,000 Aeroplan® Points*

From now until October 21, 2025, Chexy users have the chance to score up to 100,000 Aeroplan points* just for making regular business payments. All it takes is three straight months of spending through Chexy.

Here’s the breakdown of how much you’ll need to spend per month:

• Spend $5,000/month → earn 5,000 Aeroplan points

• Spend $10,000/month → earn 10,000 Aeroplan points

• Spend $50,000/month → earn 50,000 Aeroplan points

• Spend $100,000/month → earn 100,000 Aeroplan points

The bigger your monthly spend, the more points you can earn. If you’re a business owner already making these big payments, you might as well earn some points that can take you across the globe for free. 

*Full offer details and conditions available at the bottom of this page.

Maximize Credit Card Rewards & Get Huge Welcome Bonuses

If you’re paying rent, bills, or invoices by debit or e-Transfer, you’re passing up a prime opportunity to rack up rewards and hit credit card signup bonuses. With Chexy, you can put those same expenses on a high-earning credit card (even if your vendors don’t accept credit cards) and earn up to 4% cash back or valuable points in the process. 

Here are three of the top credit cards you could be using to earn rewards for your business payments:

American Express Business Platinum Card 

The Amex Business Platinum card earns you 1.25x Membership Rewards points on every dollar spent. Transfer those points to Aeroplan at a 1:1 ratio (the best way to use your MR points) and you could end up with 345,000 Aeroplan points in just one year. 

That’s enough for more than four business class tickets to Europe, all from expenses your business is already paying. 

Plus, at the time of writing, you could earn up to 110,000 bonus Amex points just by spending $15,000 in the first three months, and an additional 60,000 points after spending $90,000 in the first year. This is American Express’s highest welcome bonus of the year, which you can easily hit by paying your business expenses with Chexy. 

Scotia Momentum Visa Infinite Card

While this isn’t strictly a business credit card, the Scotia Momentum Visa Infinite is one of the best cashback options for small business owners. When used with Chexy, you can earn 4% cashback on up to $25,000 in annual spend. That’s a potential $1,000 cash back each year.

Even after accounting for Chexy’s 1.75% fee (which is often tax-deductible!), your net cashback from 4% on $25,000 in spend still comes out to $562.50—a solid return on money you were already spending.

As of August 2025, new cardholders can earn an additional 10% cash back on all purchases for the first three months (up to $2,000 in spending). Plus, the annual fee is waived for the first year.

American Express Aeroplan Business Reserve Card

If you're a frequent flyer or run a travel-related business, the American Express Aeroplan Business Reserve Card offers excellent value, especially when paired with Chexy.

This card gives you:

• 3x Aeroplan points on Air Canada purchases

• 2x points on eligible hotels and car rentals

• 1x points on all other purchases

Here’s how the current welcome bonus breaks down:

• 65,000 points after you spend $10,500 in the first 3 months

• 45,000 points when you spend $75,000 in the first 12 months

• 30,000 points when you make a purchase between months 15 and 17

If you regularly pay for business expenses with Chexy, these targets become much more achievable, and the total bonus of 110,000 Aeroplan points could easily cover a business-class flight overseas. 

When you combine this welcome bonus offer and the value you get from all the travel-related perks, you could earn up to $3,700 or more in value within the first year and a half. 

The Bottom Line

Chexy gives business owners like yourself a simple way to earn rewards on payments you’re already making, without changing the way your vendors get paid. When you combine Chexy with a high-earning credit card like the Scotia Momentum Visa Infinite Privilege, Amex Business Platinum, or Amex Aeroplan Business Reserve, you’ll get even more value out of every dollar you spend. 

Get started with Chexy today and earn big rewards on those payments you’re already making. 

Explore more benefits of using Chexy for your small business: 

• Earn big rewards on everyday business expenses

• Extend your cash flow by up to 60 days