City of Waterloo property tax
Pay City of Waterloo property tax by credit card.
The City of Waterloo takes credit cards through its online payment service for a 1.75% fee. With Chexy, put it on your credit card for 1.75%: Chexy pays the City of Waterloo by bank bill payment and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay City of Waterloo property tax by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add the city as your payee
Choose the Property Taxes category, pick City of Waterloo Taxes and enter your 15-digit roll number.
3
Enter the amount and pick your card
Enter what you owe, choose your card and schedule each instalment. You see the fee before you confirm.
4
Chexy pays the City of Waterloo
Chexy sends a bank bill payment 3 business days after you pay, and you collect your card’s rewards.
What you can pay
What you can pay
Your City of Waterloo property tax
The City of Waterloo gets an ordinary bank bill payment with your number on it.
- Interim bill. Due in two instalments for all property types.
- Final bill. Residential properties pay in July and September; multi-residential, commercial and industrial in September and October.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When City of Waterloo gets paid
- Interim 2026
- March 2 and May 1, 2026.
- Final 2026 (residential)
- July 2 and September 1, 2026.
- With Chexy
- Chexy charges your card when you pay and sends the payment 3 business days later, so pay well before the due date.
Example
What paying City of Waterloo property tax by card can earn
A $5,000 property tax bill
On a 3% cashback card you earn
$150.00
Chexy’s 1.75% fee is $87.50, so your card is charged $5,087.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying City of Waterloo property tax by credit card: questions
Can I pay City of Waterloo property tax with a credit card?
The City of Waterloo takes credit cards through its online payment service for a 1.75% fee. Chexy charges your Visa, Mastercard or American Express and pays the City of Waterloo by bank bill payment, for 1.75% on Canadian cards.
Which payee and number do I use in Chexy?
Choose the Property Taxes category, pick City of Waterloo Taxes and enter your 15-digit roll number, with no spaces or decimals.
How early should I pay?
Chexy charges your card when you pay and sends the payment 3 business days later, so pay well before the due date. The City of Waterloo counts the payment when it’s received.
Which payee and number?
The payee may show as “City of Waterloo Taxes” or “Waterloo Ontario Taxes”. Enter your 15-digit roll number with no spaces or decimals.
Does the city need to sign up?
No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Waterloo starts interest and penalties the day after the due date, and late charges continue each month until the account is paid in full.
- The city asks bank payers to pay at least 3 business days before the due date.
- On a pre-authorized plan, supplementary and omitted bills aren’t paid automatically.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Waterloo: pay your tax bill · How much does Chexy cost?. City of Waterloo property tax is not affiliated with Chexy.
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Put City of Waterloo property tax on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards