Cogir
Pay Cogir rent by credit card.
Put your Cogir rent on your credit card for 1.75%. Chexy pays Cogir by bill payment with your tenant account number, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay Cogir rent by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add Cogir
Ontario: COGIR ONTARIO LOYER (or SOCIÉTÉ DE GESTION COGIR ONTARIO). Québec and Ottawa: COGIR OTTAWA ET QUEBEC LOYER. Enter your tenant account number.
3
Pick your card and rent day
Choose your Visa, Mastercard or American Express and the day rent is due. You see the fee before you confirm.
4
Chexy pays Cogir
Cogir gets an ordinary bill payment and you collect your card’s rewards.
What you can pay
What you can pay
Your Cogir rent
Cogir takes rent by bill payment through your financial institution, which is how Chexy pays.
- Monthly rent. Matched to your lease by your tenant account number.
- Condo fees. Cogir also collects condo fees for buildings it manages.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Commercial rent
Rent for space you lease from Cogir, from a Chexy business account.
- Rent for your business space. Office, retail or industrial rent, paid by bank payment.
1.99% per payment from a Chexy business account. No monthly or setup fees.
Timing
When Cogir gets paid
- 4 business days before rent day
- Chexy charges your card.
- Rent day
- Chexy sends the bill payment to Cogir.
- Within 3 days
- Cogir says bill payments are posted within three days of the transaction.
Example
What paying Cogir rent by card can earn
$2,000 in rent
On a 3% cashback card you earn
$60.00
Chexy’s 1.75% fee is $35.00, so your card is charged $2,035.00.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying Cogir rent by credit card: questions
Can I pay Cogir rent with a credit card?
Yes. Chexy charges your Visa, Mastercard or American Express and pays Cogir by bill payment with your tenant account number, for 1.75% on Canadian cards.
Which Cogir payee do I pick?
In Ontario, COGIR ONTARIO LOYER or SOCIÉTÉ DE GESTION COGIR ONTARIO, depending on the name your bank lists. In Québec and Ottawa, COGIR OTTAWA ET QUEBEC LOYER.
What account number do I use?
Your Cogir tenant account number. Your building manager, leasing agent or quality-of-life advisor can give it to you.
When does Cogir see the payment?
Cogir says bill payments post within three days of the transaction. Chexy charges your card 4 business days before rent day.
Does Cogir need to sign up?
No. Your landlord gets paid exactly as they do today by Interac e-Transfer or direct deposit into the same account. Nothing changes on their end, and most never know Chexy is involved.
What does it cost?
1.75% of each payment on Canadian-issued cards (2.5% on international cards), shown before you confirm. Nothing else.
The fine print
- Pick the payee for your region: COGIR ONTARIO LOYER or SOCIÉTÉ DE GESTION COGIR ONTARIO in Ontario (it depends on the bank), COGIR OTTAWA ET QUEBEC LOYER in Québec and Ottawa.
- Use your new tenant account number from Cogir. Ask your building manager if you don’t have it.
- Cogir posts bill payments within three days, so don’t schedule on the last day.
- Cogir also runs an automatic withdrawal plan with separate forms for Ontario and for Québec and Ottawa.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Cogir: paiement en ligne · Cogir: residential buildings · Bill Pay overview (Chexy) · Business account bills (Chexy) · What do I tell my landlord? (Chexy) · How much does Chexy cost?. Cogir is not affiliated with Chexy.
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Put Cogir rent on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment from a Chexy business account