Pay the CRA
Pay the CRA by credit card.
Put your balance owing, tax instalments, GST/HST and payroll remittances on your credit card, and collect your card’s rewards on the biggest bill of the year.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay the CRA by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Choose the CRA
Pick “Pay Income Tax” for personal tax, or search “CRA” from a business account for GST/HST, payroll or corporate tax.
3
Enter the amount and your card
Pay with Visa, Mastercard or American Express. The fee is shown before you confirm.
4
Chexy pays the CRA
Your card is charged, Chexy sends the payment to the CRA for you, and you collect your card’s rewards.
What you can pay
What you can pay the CRA
Your personal tax
Pick the CRA payee that matches what you owe.
- Balance owing on your return. What you owe after filing.
- Tax instalments. Quarterly instalments, paid one at a time.
- Past tax owed. An amount from an earlier year.
- Benefits and credits repayments. Including Canada Emergency Benefit repayments.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Added at checkout.
Your business taxes
From a Chexy business account, paid to the CRA by pre-authorized debit.
- GST/HST. Your 9-digit business number plus RT0001 (for most businesses).
- Payroll remittances. Source deductions: business number plus RP0001.
- Corporate income tax. Instalments and balances: business number plus RC0001.
1.99% per CRA payment. No monthly or setup fees.
Paying the CRA
Your personal tax: steps and timing
1
Choose “Pay Income Tax”
On your Chexy dashboard, then pick the CRA payee that matches what you’re paying.
2
Add your SIN
The CRA needs it to link the payment to your account. Chexy encrypts it and deletes it once your payment is sent.
3
Pay with your card
Enter the amount and choose your card. Personal income tax is paid as a one-time payment.
When it arrives
- Day 0
- You pay through Chexy and your card is charged.
- Day 3
- Chexy sends the payment and the CRA marks your taxes as paid.
- Day 8
- The payment shows in your CRA online account.
Paying the CRA
Your business taxes: steps and timing
1
Find the CRA
Search “CRA”, choose “CRA - Canada Revenue Agency”, then “Business taxes & remittance”.
2
Add your account
Your 9-digit business number and the program code: RT0001, RP0001 or RC0001.
3
Set the payment date
The CRA won’t accept a date sooner than 5 business days away, so set it up at least a week ahead.
When it arrives
- One-time payment
- Your card is charged when you finish setup. Funds are available 3 business days later; the CRA payment date must be on or after that.
- Repeating payment
- Your card is charged 3 business days before each payment date.
- At the CRA
- The payment usually shows as received 1–2 business days after the withdrawal, occasionally up to 8.
Example
What paying the CRA by card can earn
A $5,000 balance owing
On a 3% cashback card you earn
$150.00
Chexy’s 1.75% fee is $87.50, so your card is charged $5,087.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying the CRA by credit card: questions
Can I pay the CRA with a credit card?
Yes. Chexy charges your Visa, Mastercard or American Express and pays the CRA for you, for personal income tax and for business taxes like GST/HST, payroll remittances and corporate tax.
What does it cost?
Personal tax payments cost the same as any other Chexy payment: 1.75% on Canadian-issued cards and 2.5% on international cards. Business tax payments are 1.99% per CRA payment, with no monthly or setup fees.
When does the CRA get my payment?
For personal tax, Chexy sends the payment 3 business days after you pay, when the CRA marks it as paid, and it shows in your CRA online account by about day 8. Pay well before your due date. For business taxes, the CRA withdraws on the payment date you set, at least 5 business days out.
Will I earn points or cashback?
Your card issuer decides. Most cards earn their usual rate; a few treat tax payments differently, so check your card’s terms before a large payment.
Why does Chexy need my SIN?
The CRA uses it to link the payment to your personal tax account. Chexy encrypts your SIN, stores it securely and deletes it once your payment is sent.
How do I check the CRA received it?
For personal tax, sign in to your CRA online account and open Accounts and Payments; allow up to 8 business days. For business taxes, open Manage pre-authorized debit on the CRA Overview page and look under Active agreement(s).
The fine print
- Rewards come from your card issuer, and some treat tax differently. BMO cards don’t earn points on tax payments and a cash advance fee may apply. Scotiabank Momentum Visa Infinite earns 1% on income tax from 22 October 2026. Check your card’s terms.
- Personal income tax is a one-time payment, so pay each instalment as it comes due.
- For business taxes, choose to schedule payments from your Canadian chequing account in your CRA account, not the CRA’s debit card or Apple Pay option.
- Quarterly business instalments need a one-time CRA payment each quarter; the CRA has no quarterly schedule.
- To change a business payment’s date or amount, update it in both Chexy and your CRA account.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Paying taxes with Chexy · How much does Chexy cost? · Pay GST/HST to the CRA · Pay payroll remittances · Pay corporate income tax · Business taxes to the CRA · Tax payments on BMO and Neo cards · Scotiabank Momentum changes · Chexy business taxes. Canada Revenue Agency (CRA) is not affiliated with Chexy.
Also: Pay Revenu Québec by credit card · Pay BC provincial taxes by credit card · All payees
Put your next payment to the CRA on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per CRA payment