Your suite of amenities
Go beyond credit card rewards with your most highly requested features.
Credit Builder
Get closer to your financial milestones by building credit when you pay on-time.
Rent Splitting
Invite other household members to pay their share directly in app.
Chexy Perks
Exclusive perks tailor-made for your renter needs.
Add on
Credit Builder
Build your financial future. One rent payment at a time. For the price of a coffee.
Get better rates on mortgages and car loans
Dreaming of a new car or home? A better credit score can lead to lower interest rates, saving you thousands.
Stronger rent applications
Make your rental applications stand out with a history of timely rent payments.
Improve your
Payment history
Credit history length
Credit mix
How Credit Builder Works
Chexy automatically reports your rent payments to Equifax and opens doors to lower interest rates and more.
Opt in
Opt in to Credit Builder and upload your lease. We'll continue to automatically charge rent to your card and record the payment.
We'll report
Every month, we'll report your recorded rent payment to Equifax. Each payment will appear as a new tradeline on your credit report.
Build credit
By incorporating rent payments on your credit report, you diversify your credit mix, show payment history — all factors affecting your credit score.
Never chase your roommates again with Rent Splitting
Split rent in-app with other members of your household.
Invite roommates to join your household
Have roommates who contribute to rent? You can invite them to automatically pay their share through Chexy.
We'll combine all payments into a single e-transfer
Every month, we'll add up everyone's share and send a single e-transfer for the full amount (up to $10,000) to your landlord.
Access to Exclusive Chexy Perks
Unlock perks that were tailor made for tenant needs.
Get pre-approved for a mortgage
With Chexy, stepping into homeownership is smoother than ever. Get pre-approved for a mortgage directly through our platform with Homewise. It's time to move from renting to owning without the hassle.
2-click tenant insurance
Get convenient and affordable tenant coverage through Chexy and satisfy your landlord's minimum requirements in two clicks.
