Build credit on your rent for free

Join thousands of Canadians who are seeing an improved credit score by reporting their rent to Equifax.

Get started for free

No landlord participation needed

As featured in

No landlord participation needed

Designed build your credit using the same rent you're already sending your landlord every month.

Get started for free

How it works

Reporting your rent is as easy as simply paying your rent.

Activate & Opt-in

Start paying your rent and building your credit by creating a Chexy account and opting in to have your rent payments reported to Equifax.

Start by creating a Chexy account and opting in to have your rent payments reported to Equifax.

Learn more

We'll Report

Your card will be charged monthly, and we’ll report your rent payments to Equifax. These will appear as a new tradeline on your credit report, highlighting your responsible payment history.

Build Credit

With rent payments now part of your credit report, you’ll diversify your credit profile and show consistent payment history—all of which contribute to improving your credit score over time.

By incorporating rent payments on your credit report, you diversify your credit mix, show payment history — all factors affecting your credit score.

Add on

Credit Builder

Build your financial future. One rent payment at a time. For FREE.

Get better rates on mortgages and car loans

Dreaming of a new car or home? A better credit score can lead to lower interest rates, saving you thousands.

Stronger rent applications

Make your rental applications stand out with a history of timely rent payments.

Improve your

Payment history

Credit history length

Credit mix

A better credit score can save you money

A better credit score
can save you money

A better credit score can save you
money

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you nearly $2,400 a year on a $500k mortgage over the first 5 years.

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you $2,400+ a year on a $500k mortgage over the first 5 years.

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you nearly $2,500 a year on a $500k mortgage over the first
5 years.

Get started in 3 Steps

Chexy will automatically report your rent payments every month to Equifax, opening doors to more financial opportunities. Start Now.

It takes less than 5 minutes to start reporting rent payments.

Add Credit Builder

After activating rent payments, enable the Chexy Credit Builder feature from your dashboard to start building credit with your rent payments.

Agree to Terms & Conditions

Agree to report your rent payments to Equifax, helping you improve your credit score.

Upload Lease

Upload your lease agreement so we can validate it and begin reporting your rent payments.

Join thousands of renters boosting their credit score

Get started today and make the most of your largest monthly expense.

Rent & Build Credit

/month

Set it and forget it

Get rewards*

Improve your credit score

Get started for free

Build credit on your rent for free

No landlord participation needed

Designed build your credit using the same rent you're already sending your landlord every month.

How it works

Reporting your rent is as easy as simply paying your rent.

Activate & Opt-in

We'll Report

Build Credit

Credit Builder

Build your financial future. One rent payment at a time. For FREE.

Get better rates on mortgages and car loans

Stronger rent applications

Improve your

Payment history

Credit history length

Credit mix

A better credit score can save you money

A better credit score can save you money

A better credit score can save you money

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you nearly $2,400 a year on a $500k mortgage over the first 5 years.

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you $2,400+ a year on a $500k mortgage over the first 5 years.

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you nearly $2,500 a year on a $500k mortgage over the first 5 years.

Get started in 3 Steps

Chexy will automatically report your rent payments every month to Equifax, opening doors to more financial opportunities. Start Now.

It takes less than 5 minutes to start reporting rent payments.

Add Credit Builder

Agree to Terms & Conditions

Upload Lease

Join thousands of renters boosting their credit score

Join thousands of renters boosting their credit score

Get started today and make the most of your largest monthly expense.

FAQs

What is Chexy?

What is Chexy?

What is Chexy?

What is Chexy?

How does Chexy pay my landlord?

How does Chexy pay my landlord?

How does Chexy pay my landlord?

How does Chexy pay my landlord?

How do rewards on rent work?

How do rewards on rent work?

How do rewards on rent work?

How do rewards on rent work?

How can I build credit through Chexy?

How can I build credit through Chexy?

How can I build credit through Chexy?

How can I build credit through Chexy?

What credit cards does Chexy support?

What credit cards does Chexy support?

What credit cards does Chexy support?

What credit cards does Chexy support?

A better credit score
can save you money

A better credit score can save you
money

Reporting your rent payments can result in a better credit score, which will help you qualify for lower interest rates and more savings. For example, a better credit score could save you nearly $2,500 a year on a $500k mortgage over the first
5 years.