Build credit on your rent for free
Join thousands of Canadians who are seeing an improved credit score by reporting their rent to Equifax.
No landlord participation needed
As featured in
No landlord participation needed
Designed build your credit using the same rent you're already sending your landlord every month.
How it works
Reporting your rent is as easy as simply paying your rent.
Activate & Opt-in
We'll Report
Your card will be charged monthly, and we’ll report your rent payments to Equifax. These will appear as a new tradeline on your credit report, highlighting your responsible payment history.
Build Credit
Add on
Credit Builder
Build your financial future. One rent payment at a time. For FREE.
Get better rates on mortgages and car loans
Dreaming of a new car or home? A better credit score can lead to lower interest rates, saving you thousands.
Stronger rent applications
Make your rental applications stand out with a history of timely rent payments.
Improve your
Payment history
Credit history length
Credit mix
Get Started in 3 Steps
Add Credit Builder
After activating rent payments, enable the Chexy Credit Builder feature from your dashboard to start building credit with your rent payments.
Agree to Terms & Conditions
Agree to report your rent payments to Equifax, helping you improve your credit score.
Upload Lease
Upload your lease agreement so we can validate it and begin reporting your rent payments.
Get started today and make the most of your largest monthly expense.
Rent & Build Credit
$0
/month
Set it and forget it
Get rewards*
Improve your credit score