With Chexy, your rent, bills, and everyday expenses don’t just drain your bank account; they can earn you rewards (think flights, hotel upgrades, cashback, and more). With the average rent around $2,000 a month and bills adding another couple of hundred, why not get something back on the payments you’re already making?

From September 16th, 2025, to January 31st, 2026, you can earn up to 5,000 Aeroplan® points* just for paying your expenses with Chexy. Pair this with an Aeroplan credit card, and you’ll rack up thousands more points towards your next getaway. 

The Aeroplan offer you qualify for depends on when you activated your first Chexy payment: if it was between April 15 and September 15, 2025, you’re in the previous offer (up to 10,000 points). If it was on or after September 16, 2025, you’re in the new offer (up to 5,000 points). More info here. 

The Offer: Earn Up to 5,000 Aeroplan Points

As a new Chexy user, you can earn up to 5,000 bonus Aeroplan points* with this limited-time offer. Here’s how it breaks down:

• 1,000 points when you create your Chexy account, link your Aeroplan account and complete your first payment

• 3,000 points after spending $3,000 with Chexy within your first 90 days

• 1,000 points on your one-year anniversary if you have 12 consecutive months with one payment per month

Plus, 1,000 points for each successful referral (up to 10 referrals)

By hitting all three milestones, you’ll unlock a total of 5,000 Aeroplan points. 

This limited-time offer ends on January 31, 2026. To qualify, you must activate your first Chexy payment during the offer period.  

Note: payments must be completed (not just scheduled) to qualify. This offer applies to both recurring and one-time payments. 

Earn Even More with Referrals

Love Chexy? Spread the word and earn even more. Each successful referral earns you 1,000 additional Aeroplan points. And that’s on top of Chexy’s existing referral rewards program. 

You can refer up to 10 friends and earn up to 10,000 additional Aeroplan points, but there is no limit to the amount of $15 Chexy Cashback you can earn through referrals. 

With the tiered referral program, you can reduce your Chexy fees to just 0.5% by referring enough people. 

As a quick recap, here’s what happens when you refer someone to Chexy:

• Earn 1,000 Aeroplan points (up to 10,000)

• Both they and you will earn $15 cashback (unlimited)

• Be on your way to reduced Chexy fees 

Here’s how your Chexy processing fees can drop based on the number of referrals: 

• >3 Referrals = Basic Status: 1.75% processing fee.

• 3 Referrals = Pink Tier: Processing fee drops from 1.75% to 1.50%.

• 5 Referrals = Gold Tier: Processing fee drops to 1%.

• 10 Referrals = Elite Tier: Processing fee drops to just 0.5%.

Maximize Points with an Aeroplan Co-Branded Credit Card

On top of this bonus offer, paying rent and bills with an Aeroplan co-branded credit card through Chexy means even more rewards. Aeroplan cards typically earn 1 to 1.25 points per dollar on everyday spending, meaning your monthly expenses can quickly turn into travel rewards. 

For example:

• Spend $2,500 in monthly rent + bills x 12 months = $30,000 annually 

• At 1.25x points per $1 → that’s 37,500 points per year, on top of the welcome bonus and Chexy offer

Some of our favourite Aeroplan co-branded credit cards that earn 1.25x points and currently come with an 85,000 point welcome bonus:

• American Express Aeroplan Reserve

• TD Aeroplan Visa Infinite Privilege Card

• CIBC Aeroplan Visa Infinite Privilege Card

By using one of these cards with Chexy, combining points from both bonus offers, and earning on your everyday spending, you’ll earn over 127,000 Aeroplan points in the first year alone. 

Where Can Those Points Take You?

With over 127,000 Aeroplan points, you’ve got quite a few travel options, depending on whether you’re booking short-haul, medium-haul, or long-haul flights and whether you want to travel in economy or business class. 

Here are some examples of how you can use those points:

• Multiple one-way economy-class flights within North America

• Business class flights to Europe, like this one from Montreal to Paris for 70k points 

• Multiple one-way economy-class flights to popular European cities

• A one-way business class flight to Asia 

Check out the Aeroplan points redemption chart for starting values, and visit Air Canada’s website to see exactly how many points you need for each flight.

Get Started with Chexy and Aeroplan

Here’s how to start earning Aeroplan points:

1. Sign up for Chexy and link your Aeroplan account. 

2. Complete your first payment during the offer window. 

3. Keep making payments and referrals to unlock every bonus. 

Offer available from Sept 16th, 2025, to Jan 31st, 2026. 

Don’t miss your chance to turn rent and bills into travel rewards. Sign up for Chexy today and start earning Aeroplan points.