Filing taxes in Quebec is a little different than the rest of Canada. If you live in Quebec, you need to file two separate tax returns–one to the Canada Revenue Agency (CRA) and one to Revenu Quebec. 

If you’re filing taxes in Quebec for the first time or want to ensure you’re doing it right, this guide will walk you through everything you need to know. We’ll also give you a top tip on how you can earn some rewards on the taxes you’ll be paying. 

Key Differences Between Filing Taxes in Quebec vs Other Provinces 

Here are the three most notable differences between filing your income tax return in Quebec vs any other province: 

Two Tax Returns, Two Agencies

While most Canadians only deal with the CRA, Quebec residents need to file both:

• A federal tax return to the CRA

• A Quebec income tax return with Revenu Quebec 

You’ll need to complete two separate sets of forms when filing your taxes. Revenu Quebec only deals with provincial income tax collection, and the CRA only deals with federal income taxes. 

Thankfully, most online tax return software walks you through the steps to successfully complete your return. 

Different Tax Rates & Brackets 

Quebec has its own income tax brackets, which differ from other provinces. Compared to Ontario, BC, and other provinces, Quebec has higher provincial tax rates but also offers unique tax credits and deductions you can take advantage of. 

Tax brackets in Quebec for 2024 are:

• 14% on $51,780 or less

• 19% on $51,781 to $103,545

• 24% on $103,546 to $126,000

• 25.75% on $126,000+ 

Federal income tax brackets for 2024 are:

• 15% on $55,867 or less

• 20.50% on $55,868 to $111,733

• 26% on $111,734 to $173,205

• 29% on $173,206 to $246,752

• 33% on more than $246,752

There’s an allowable amount of income you can earn before you start paying taxes called the basic personal amount (BPA). For the 2024 tax year in Quebec, the BPA is $18,056, while the federal BPA is $15,705. 

Using a Quebec income tax calculator like this one from TurboTax can help you estimate how much you owe and which tax bracket you fall into. 

Unique Tax Credits & Deductions

Quebec has different tax credits and deductions from other provinces. For example, you aren’t eligible for the Carbon Tax Rebate as most provinces are, but you can take advantage of certain credits, such as: 

• Solidarity Tax Credit: This refundable tax credit for low to middle-income families helps offset housing, sales tax, and other expenses. 

• Work Premium Tax Credit: This refundable tax credit encourages employment by providing financial support to low-income workers. 

• Tax Credit for Caregivers: This refundable tax credit is provided to qualifying caregivers. 

• Tax Credit for Tuition or Examination Fees: This non-refundable credit is provided to post-secondary students to help pay tuition or exam fees. 

• Tax Credit for Home-Support Services for Seniors: This refundable credit helps seniors pay for some home-support services. 

How to File Taxes in Quebec 

Filing Quebec taxes isn’t as difficult as you might think. It’s the same process as any other province, with a few differences. Here are the general steps for filing your Quebec income tax return:

Step 1: Gather Necessary Documents

Before you start filing, make sure you have the following documents: 

• Federal forms: T4 (employment income), T2125 (self-employment income, if applicable), T5 (investment income), and other income slips.

• Quebec forms: RL-1 (employment income), RL-2 (pensions), RL-31 (rental receipts for the Solidarity Tax Credit).

• Receipts for deductions (e.g., childcare, medical expenses, transit, charitable donations).

Step 2: Choose a Filing Method

You can file your taxes using one of three methods; however, we strongly recommend using free online tax software. 

1. Free tax software Canada options, like TurboTax or Wealthsimple, support the CRA and Revenu Quebec. 

2. Revenu Quebec online services, like My Account. 

3. Paper filing, which isn’t that common. If you choose this option, send your return to the correct address–check where to mail your Quebec tax return to avoid delays. 

Step 3: Submit Both Tax Returns

Since you need to file separately for federal and provincial taxes, you’ll have to: 

1. Submit your federal tax return to the CRA, and 

2. Submit your Quebec tax return to Revenu Quebec.

Most tax software will guide you through the process seamlessly. 

Tax Deadlines & Penalties in Quebec 

The last day to file your 2024 taxes in Quebec is the same as in all other provinces: April 30th, 2025. Self-employed individuals have until June 16th, 2025, but must pay any taxes owed by April 30th. 

Missing the tax deadline 2024 can result in late fees, penalties, and interest charges you don’t want to pay. 

Curious how much? The late filing penalty is 5% of your 2024 balance owing, plus an additional 1% for every month you file after the due date, up to 12 months. Plus, you’ll pay the prescribed interest rates. 

How Chexy Tax Can Help with Your Quebec Tax Filing 

Paying taxes isn’t fun, but at least you can get rewarded for it! With Chexy Tax, you can pay your tax bill with your credit card and earn points, cashback, or other rewards. 

While you can’t pay the CRA or Revenu Quebec directly with a credit card, you can use Chexy and pay minimal fees to earn maximum rewards. Just make sure you use a credit card that earns you more than 1.75% in rewards to offset the fees! 

Learn more about Chexy Tax and how to pay your taxes with a credit card. 

Quick Recap on Filing Your Quebec Income Tax Return 

Quebec’s tax system is unique, but filing taxes doesn’t have to be stressful. As a quick recap, be sure to:

• Use free tax filing software to guide you through the entire process and ensure you don’t miss any deductions or credits 

• File a provincial tax return to Revenu Quebec and a federal tax return to the CRA 

• Stay on top of the tax return deadline (April 30) to avoid penalties 

• Pay your taxes owed with a credit card that earns you rewards 

Get started with Chexy today. 

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