From Rent Day Scaries to Business Class

Jun 19, 2024

Written by

Written by

Diamond Noul (Chexy Staff)

Diamond Noul (Chexy Staff)

Image of an airplane window with tickets, a pillow, and a champagne bottle with the number one in a bubble.
Image of an airplane window with tickets, a pillow, and a champagne bottle with the number one in a bubble.

Table of contents

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From Rent Day Scaries to Business Class

If you're a frequent traveller or have been eyeing a premium flying experience, Chexy is your key to flying business class with the help of your rent and your credit card.

Imagine this: You pay $2,500/month in rent and use your favourite rewards card and Chexy to make the most of it. Not only are you earning rewards on rent, but you also seamlessly meet high minimum spend requirements on new cards, racking up an immense value of sign-up bonuses.

After earning thousands of points a year, you book a business class flight to your dream destination. Sounds like a dream, right? Well, it's not. That's exactly what you can do with the help of Chexy!

What Is Business Class Travel?

Business class travel is a lot different than regular economy. You'll enjoy more space, privacy and service—it's an experience you should enjoy at least once in your life.

Three images of business class travel, including airplane seats and a business lounge.

From dedicated check-in counters and priority boarding to gourmet meals and lie-flat beds, business-class cabins offer a level of comfort and service fit for royalty…or a renter.

The Cost

Business class tickets aren't cheap, hence the “premium” status. An average international flight in business class can cost you 3-5x the cost of the economy ticket for the same route, making it quite unattainable for the average traveller.

Credit cards, however, can offer you the opportunity to experience that luxury travel for a fraction of the cost with points — especially if you do some digging.

How Do I Get a Business Class Cabin?

Not all credit cards will enable you to earn enough points to experience business-class travel. Generally, top-tier travel credit cards offer similar travel perks, the highest sign-up bonus, and rewards-earning potential.

To ensure that you accumulate enough points so you have options open for your dream vacation, here's a list of the best luxury travel credit cards with high sign-up bonuses to consider:

  1. American Express Platinum - 110,000 Points

  2. American Express Gold - 60,000 Points

  3. American Express Aeroplan Reserve - 90,000 Points

  4. TD Aeroplan Visa Infinite Privilege - 80,000 Points

Maximizing Your Earning Potential With the American Express Platinum Card

The American Express Platinum card

Let's explore how you can book business class flights with one of the best travel credit cards in Canada, the American Express Platinum card. With a whopping 110,000 point sign-up bonus, this card not only offers one of the highest signup bonuses among its competitors but is also the go-to travel credit card for frequent travellers due to its amazing perks.

Points Requirement:

  1. You’ll get 80,000 points when you spend $10,000 in purchases in your first 3 months.

  2. You’ll get another 30,000 when you make a purchase between the 14th and 17th month.

Here’s how you're going to grab them:

  1. You can get the 80,000 points with the help of your rent:

    With a monthly rent of $2,500, that's $7,500 out of the $10,000 required spend guaranteed within the first 3 months. The remaining $2,500 can be easily met with your day-to-day expenses over that three-month period or $833/month spent on the card outside of rent.

  2. You’ll get the following 30,000 points by making any purchase:

    You'll automatically receive 30,000 points for making any purchase on your card between the 14th and 17th month. This purchase could be your rent, shopping, or even a coffee!

And just like that, you’ve secured 110,000 points that you can now use on your business-class flight to your dream vacation!

Booking With Aeroplan: Toronto to Europe

Now that you've secured your points, it's time to book your business-class flight. The best way to redeem your Amex MR points is by transferring them to trusted airline partners. For this instance, the best one would be Aeroplan, since Amex MR points can be transferred 1:1 via the points transfer system. This will allow you to get the best deals and make the most out of every single point.

When it comes to looking for your flight, it's crucial to consider two key factors:

  1. The number of points required to fly business class.

  2. The value you should aim to redeem each point for.

In this instance, since you're transferring MR points to Aeroplan points, we'll utilize the Aeroplan booking system to search for a business class flight.

Great Deals Require Research: Flight Rewards Chart

A flight rewards chart for Air Canada and partner airlines.

The Air Canada Aeroplan Flight Rewards Chart provides a breakdown of the points needed to book flights across different destinations and cabin classes. Business class seats from North America to the Atlantic (Europe) typically cost 60,000 to 160,000 points.

Once you've chosen your travel destination, find out the required mileage requirement, and you'll find the cost of your flight. While it may seem obvious, you should aim for the lower end of this range to maximize the value of your points.

Time To Do Some Digging

Now that you have a grasp of the range for business class seats, it's time to begin searching for flights using the Air Canada travel portal.

Here's a tip: Try to keep your dates flexible when booking with points. If possible, explore dates beyond your preferred travel date to find the best business class deals.

Toronto to Barcelona

Here lies an example of a great business class deal: Toronto to Barcelona for only 57,200 points!

A business class flight deal from Toronto to Barcelona for 57.2k points.

It's not only on the lower end of the 60,000-1600,000 range, but it's also 2,800 points less than the range specified in Air Canada's Reward Chart.

Toronto to Dublin

Another great find is Toronto to Dublin for 57,900 points, which is 2,100 points less than the range specified in the flight rewards chart.

A business class flight deal from Toronto to Dublin for 57.9k points.

As a result, a round trip business class flight to Europe can cost as low as 120,000 points! As explained above, those 120,000 points are easily achievable by getting a new luxury credit card and using your rent to earn their lucrative sign up bonus rewards.

What Are You Waiting For?

When booking travel, business class flights reign supreme. Now, you too can fly business class and enjoy a host of perks like priority check-in, lounge access, gourmet meals, and not to mention, privacy and comfort.

By leveraging the power of luxury travel credit cards and your monthly rent payments, you can easily grab thousands of points so you can enjoy luxury travel. Turn those dreams into a reality while not paying anything out of pocket, and let your rent fund your next luxury vacation with the help of Chexy.

Get started with Chexy today

Subscribe to our newsletter below for up-to-date credit card, travel, and rental content. 

From Rent Day Scaries to Business Class

If you're a frequent traveller or have been eyeing a premium flying experience, Chexy is your key to flying business class with the help of your rent and your credit card.

Imagine this: You pay $2,500/month in rent and use your favourite rewards card and Chexy to make the most of it. Not only are you earning rewards on rent, but you also seamlessly meet high minimum spend requirements on new cards, racking up an immense value of sign-up bonuses.

After earning thousands of points a year, you book a business class flight to your dream destination. Sounds like a dream, right? Well, it's not. That's exactly what you can do with the help of Chexy!

What Is Business Class Travel?

Business class travel is a lot different than regular economy. You'll enjoy more space, privacy and service—it's an experience you should enjoy at least once in your life.

Three images of business class travel, including airplane seats and a business lounge.

From dedicated check-in counters and priority boarding to gourmet meals and lie-flat beds, business-class cabins offer a level of comfort and service fit for royalty…or a renter.

The Cost

Business class tickets aren't cheap, hence the “premium” status. An average international flight in business class can cost you 3-5x the cost of the economy ticket for the same route, making it quite unattainable for the average traveller.

Credit cards, however, can offer you the opportunity to experience that luxury travel for a fraction of the cost with points — especially if you do some digging.

How Do I Get a Business Class Cabin?

Not all credit cards will enable you to earn enough points to experience business-class travel. Generally, top-tier travel credit cards offer similar travel perks, the highest sign-up bonus, and rewards-earning potential.

To ensure that you accumulate enough points so you have options open for your dream vacation, here's a list of the best luxury travel credit cards with high sign-up bonuses to consider:

  1. American Express Platinum - 110,000 Points

  2. American Express Gold - 60,000 Points

  3. American Express Aeroplan Reserve - 90,000 Points

  4. TD Aeroplan Visa Infinite Privilege - 80,000 Points

Maximizing Your Earning Potential With the American Express Platinum Card

The American Express Platinum card

Let's explore how you can book business class flights with one of the best travel credit cards in Canada, the American Express Platinum card. With a whopping 110,000 point sign-up bonus, this card not only offers one of the highest signup bonuses among its competitors but is also the go-to travel credit card for frequent travellers due to its amazing perks.

Points Requirement:

  1. You’ll get 80,000 points when you spend $10,000 in purchases in your first 3 months.

  2. You’ll get another 30,000 when you make a purchase between the 14th and 17th month.

Here’s how you're going to grab them:

  1. You can get the 80,000 points with the help of your rent:

    With a monthly rent of $2,500, that's $7,500 out of the $10,000 required spend guaranteed within the first 3 months. The remaining $2,500 can be easily met with your day-to-day expenses over that three-month period or $833/month spent on the card outside of rent.

  2. You’ll get the following 30,000 points by making any purchase:

    You'll automatically receive 30,000 points for making any purchase on your card between the 14th and 17th month. This purchase could be your rent, shopping, or even a coffee!

And just like that, you’ve secured 110,000 points that you can now use on your business-class flight to your dream vacation!

Booking With Aeroplan: Toronto to Europe

Now that you've secured your points, it's time to book your business-class flight. The best way to redeem your Amex MR points is by transferring them to trusted airline partners. For this instance, the best one would be Aeroplan, since Amex MR points can be transferred 1:1 via the points transfer system. This will allow you to get the best deals and make the most out of every single point.

When it comes to looking for your flight, it's crucial to consider two key factors:

  1. The number of points required to fly business class.

  2. The value you should aim to redeem each point for.

In this instance, since you're transferring MR points to Aeroplan points, we'll utilize the Aeroplan booking system to search for a business class flight.

Great Deals Require Research: Flight Rewards Chart

A flight rewards chart for Air Canada and partner airlines.

The Air Canada Aeroplan Flight Rewards Chart provides a breakdown of the points needed to book flights across different destinations and cabin classes. Business class seats from North America to the Atlantic (Europe) typically cost 60,000 to 160,000 points.

Once you've chosen your travel destination, find out the required mileage requirement, and you'll find the cost of your flight. While it may seem obvious, you should aim for the lower end of this range to maximize the value of your points.

Time To Do Some Digging

Now that you have a grasp of the range for business class seats, it's time to begin searching for flights using the Air Canada travel portal.

Here's a tip: Try to keep your dates flexible when booking with points. If possible, explore dates beyond your preferred travel date to find the best business class deals.

Toronto to Barcelona

Here lies an example of a great business class deal: Toronto to Barcelona for only 57,200 points!

A business class flight deal from Toronto to Barcelona for 57.2k points.

It's not only on the lower end of the 60,000-1600,000 range, but it's also 2,800 points less than the range specified in Air Canada's Reward Chart.

Toronto to Dublin

Another great find is Toronto to Dublin for 57,900 points, which is 2,100 points less than the range specified in the flight rewards chart.

A business class flight deal from Toronto to Dublin for 57.9k points.

As a result, a round trip business class flight to Europe can cost as low as 120,000 points! As explained above, those 120,000 points are easily achievable by getting a new luxury credit card and using your rent to earn their lucrative sign up bonus rewards.

What Are You Waiting For?

When booking travel, business class flights reign supreme. Now, you too can fly business class and enjoy a host of perks like priority check-in, lounge access, gourmet meals, and not to mention, privacy and comfort.

By leveraging the power of luxury travel credit cards and your monthly rent payments, you can easily grab thousands of points so you can enjoy luxury travel. Turn those dreams into a reality while not paying anything out of pocket, and let your rent fund your next luxury vacation with the help of Chexy.

Get started with Chexy today

Subscribe to our newsletter below for up-to-date credit card, travel, and rental content.