Alectra Utilities
Pay your Alectra Utilities bill by credit card.
Alectra takes Visa, Mastercard and American Express through a third-party processor for a 1.49% service fee, up to $10,000 a payment. With Chexy, put it on your credit card for 1.75%: Chexy pays Alectra Utilities by bank bill payment and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Alectra Utilities bill by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add Alectra Utilities
Search for Alectra Utilities and enter your 10-digit account number. Former Guelph Hydro customers use their 18-digit account number.
3
Enter the amount and pick your card
Enter what your bill shows and the due date. You see the fee before you confirm.
4
Chexy pays Alectra Utilities
Alectra Utilities gets an ordinary bank payment and you collect your card’s rewards.
What you can pay
What you can pay
Your Alectra Utilities bill
Alectra Utilities gets an ordinary bank bill payment with your account number on it.
- Your electricity bill. The amount due on your bill, paid by the due date.
- Recurring payments. Schedule it once and every bill gets paid on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your business Alectra Utilities bills
From a Chexy business account.
- Commercial Alectra Utilities bills. Paid by bank bill payment with your business account number.
1.99% per payment from a Chexy business account. No monthly or setup fees.
Timing
When Alectra gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Alectra Utilities by bank bill payment.
- Alectra’s due date
- Payments must post to your account by the due date to avoid a late payment charge.
Example
What paying your Alectra Utilities bill by card can earn
A $180 bill
On a 3% cashback card you earn
$5.40
Chexy’s 1.75% fee is $3.15, so your card is charged $183.15.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.


Paying your Alectra Utilities bill by credit card: questions
Can I pay your Alectra Utilities bill with a credit card?
Yes. Alectra’s own processor charges 1.49% (Paymentus in Guelph and Rockwood charges $2.95 per $200). Chexy charges your card and pays Alectra Utilities Corporation by bank bill payment, for 1.75% on Canadian cards.
What happens if I pay late?
Alectra adds a late payment charge of 1.5% a month (19.56% a year, compounded) to past-due balances. Schedule your Chexy payment ahead of the due date.
Which number do I enter?
Your 10-digit Alectra Utilities account number, or the 18-digit Guelph Hydro / Alectra Utilities number if you’re in Guelph or Rockwood. In online banking the payee is Alectra Utilities Corporation.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm. Business accounts pay 1.99% for commercial utilities.
Can I put it on autopilot?
Yes. Schedule it once and every bill gets paid on time, and collects rewards.
Does Alectra Utilities need to sign up?
No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Payments must post to your account by the due date. After that, Alectra charges 1.5% a month (19.56% a year, compounded) on the past-due balance.
- Alectra’s own card payments carry a 1.49% fee, up to $10,000 per payment. In Guelph and Rockwood they go through Paymentus at $2.95 per $200, up to $1,500 per payment.
- Alectra doesn’t take payments in person at its offices.
- American Express works for utilities only with eligible billers picked from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Alectra Utilities: how to pay my bill · Alectra Utilities: late payment and disconnections · What bills can I pay with Chexy? · How much does Chexy cost? · Chexy utilities. Alectra Utilities is not affiliated with Chexy.
Also: Pay your Hydro-Québec bill by credit card · Pay your Enbridge Gas bill by credit card · Pay your Toronto Hydro bill by credit card · Pay your BC Hydro bill by credit card · Pay your City of Toronto water bill by credit card · Pay your FortisBC bill by credit card · Pay your Hydro One bill by credit card · Pay your EPCOR bill by credit card · Pay your Hydro Ottawa bill by credit card · Pay your Nova Scotia Power bill by credit card · Pay your ENMAX bill by credit card · Pay your Region of Peel water bill by credit card · All payees
Put your Alectra Utilities bill on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment from a Chexy business account


