City of Toronto water
Pay your City of Toronto water bill by credit card.
The City of Toronto’s pre-authorized utility payments don’t accept credit cards. With Chexy, put it on your credit card for 1.75%: Chexy pays City of Toronto water by bank bill payment and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your City of Toronto water bill by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add City of Toronto water
Search for the City of Toronto utility bill and enter your 20-digit account and client number, together with no spaces. It’s not your property tax number.
3
Enter the amount and pick your card
Enter what your bill shows and the due date. You see the fee before you confirm.
4
Chexy pays City of Toronto water
City of Toronto water gets an ordinary bank payment and you collect your card’s rewards.
What you can pay
What you can pay
Your City of Toronto water bill
City of Toronto water gets an ordinary bank bill payment with your account number on it.
- Your utility bill. Water and other City utility charges, billed every four months or monthly.
- Recurring payments. Schedule each bill once and it gets paid on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your business City of Toronto water bills
From a Chexy business account.
- Commercial City of Toronto water bills. Paid by bank bill payment with your business account number.
1.99% per payment from a Chexy business account. No monthly or setup fees.
Timing
When City of Toronto gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to City of Toronto water by bank bill payment.
- The City’s due date
- Payment must reach the City by the due date to avoid penalty and interest and keep your early payment discount.
Example
What paying your City of Toronto water bill by card can earn
A $400 bill
On a 3% cashback card you earn
$12.00
Chexy’s 1.75% fee is $7.00, so your card is charged $407.00.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your City of Toronto water bill by credit card: questions
Can I pay your City of Toronto water bill with a credit card?
Yes, through Chexy. The City’s pre-authorized utility payment program doesn’t take credit cards. Chexy charges your card and pays the City by bank bill payment with your account number.
How often do I get a bill?
The City issues utility bills every four months (three times a year) or monthly.
Which number do I enter?
Your 20-digit account and client number from your utility bill: the 9-digit account number followed by the client number, with no spaces. It’s different from your property tax account number.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm. Business accounts pay 1.99% for commercial utilities.
Can I put it on autopilot?
Yes. Schedule it once and every bill gets paid on time, and collects rewards.
Does City of Toronto water need to sign up?
No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Pay before the due date: late payments lose the bill’s early payment discount and are charged penalty and interest.
- The City bills every four months (three times a year) or monthly, depending on the cycle you’re on.
- Your utility account number is separate from your property tax account number. Use the 20-digit one on your utility bill.
- American Express works for utilities only with eligible billers picked from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: City of Toronto: pay your utility bill · City of Toronto: pre-authorized utility payment program · How do I pay my Toronto utility or water bill? · What bills can I pay with Chexy? · How much does Chexy cost? · Chexy utilities. City of Toronto water is not affiliated with Chexy.
Also: Pay your Hydro-Québec bill by credit card · Pay your Enbridge Gas bill by credit card · Pay your Alectra Utilities bill by credit card · Pay your Toronto Hydro bill by credit card · Pay your BC Hydro bill by credit card · Pay your FortisBC bill by credit card · Pay your Hydro One bill by credit card · Pay your EPCOR bill by credit card · Pay your Hydro Ottawa bill by credit card · Pay your Nova Scotia Power bill by credit card · Pay your ENMAX bill by credit card · Pay your Region of Peel water bill by credit card · All payees
Put your City of Toronto water bill on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment from a Chexy business account