BMW Financial Services

Pay your BMW Financial Services car payment by credit card.

Put your BMW lease or finance payment on your Visa or Mastercard for 1.75%. Chexy pays BMW Financial Services by bank payment and you collect your card’s rewards.

$2B+

bills processed

200K

Canadians on Chexy

$40M

rewards earned

How to

How to pay your BMW Financial Services car payment by credit card

  1. 1

    Sign up for Chexy

    Create your account and verify your identity. It takes a few minutes.

  2. 2

    Add BMW Financial Services

    Search for BMW Financial Services and enter your account number and the payment amount from your statement.

  3. 3

    Pick your card and the date

    Choose your Visa or Mastercard and your payment due date. You see the fee before you confirm.

  4. 4

    Chexy pays BMW

    BMW Financial Services gets a regular bank payment, on time, and you collect your card’s rewards.

What you can pay

What you can pay

Your BMW lease or finance contract

BMW Financial Services Canada offers leasing and financing on new and Certified Pre-Owned BMWs.

  • Your monthly payment. The amount on your payment schedule in My BMW Account.
  • A payoff. Generate a payoff quote in My BMW Account first.

1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.

Timing

When BMW Financial Services gets paid

4 business days before it’s due
Chexy charges your card.
By the due date
Chexy sends the payment to BMW Financial Services by bank payment.

Example

What paying your BMW Financial Services car payment by card can earn

A $900 payment

On a 3% cashback card you earn

$27.00

Chexy’s 1.75% fee is $15.75, so your card is charged $915.75.

Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.

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Paying your BMW Financial Services car payment by credit card: questions

Can I pay my BMW Financial Services car payment with a credit card?

Yes, through Chexy. Chexy charges your Visa or Mastercard and pays BMW Financial Services by bank payment, for 1.75% on Canadian cards.

How do I find what I owe?

Log in to My BMW Account to see your payment schedule, or generate a payoff quote under Payoff Quotes.

Who do I call at BMW?

BMW’s Customer Interaction Centre at 1-800-300-0269, Monday to Thursday 9:00 am to 8:00 pm ET and Friday 9:00 am to 6:00 pm ET.

What does it cost?

1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.

Does BMW need to sign up?

No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.

The fine print
  • My BMW Account shows your payment schedule, recent payments and payoff quotes.
  • To change the bank account BMW draws from, upload a void cheque or PAD form in your exact contract name; BMW asks you to allow two business days.
  • Chexy pays car payments with Visa or Mastercard only.
  • Rewards are set by your card issuer, not by Chexy.
  • Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.

Sources: BMW Canada: BMW Financial Services · How much does Chexy cost? · Supported cards. BMW Financial Services is not affiliated with Chexy.

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Put your BMW Financial Services car payment on your card.

1.75% per payment on Canadian-issued cards, 2.5% on international cards