BMW Financial Services
Pay your BMW Financial Services car payment by credit card.
Put your BMW lease or finance payment on your Visa or Mastercard for 1.75%. Chexy pays BMW Financial Services by bank payment and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your BMW Financial Services car payment by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add BMW Financial Services
Search for BMW Financial Services and enter your account number and the payment amount from your statement.
3
Pick your card and the date
Choose your Visa or Mastercard and your payment due date. You see the fee before you confirm.
4
Chexy pays BMW
BMW Financial Services gets a regular bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your BMW lease or finance contract
BMW Financial Services Canada offers leasing and financing on new and Certified Pre-Owned BMWs.
- Your monthly payment. The amount on your payment schedule in My BMW Account.
- A payoff. Generate a payoff quote in My BMW Account first.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When BMW Financial Services gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to BMW Financial Services by bank payment.
Example
What paying your BMW Financial Services car payment by card can earn
A $900 payment
On a 3% cashback card you earn
$27.00
Chexy’s 1.75% fee is $15.75, so your card is charged $915.75.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.


Paying your BMW Financial Services car payment by credit card: questions
Can I pay my BMW Financial Services car payment with a credit card?
Yes, through Chexy. Chexy charges your Visa or Mastercard and pays BMW Financial Services by bank payment, for 1.75% on Canadian cards.
How do I find what I owe?
Log in to My BMW Account to see your payment schedule, or generate a payoff quote under Payoff Quotes.
Who do I call at BMW?
BMW’s Customer Interaction Centre at 1-800-300-0269, Monday to Thursday 9:00 am to 8:00 pm ET and Friday 9:00 am to 6:00 pm ET.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does BMW need to sign up?
No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- My BMW Account shows your payment schedule, recent payments and payoff quotes.
- To change the bank account BMW draws from, upload a void cheque or PAD form in your exact contract name; BMW asks you to allow two business days.
- Chexy pays car payments with Visa or Mastercard only.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: BMW Canada: BMW Financial Services · How much does Chexy cost? · Supported cards. BMW Financial Services is not affiliated with Chexy.
Also: Pay your Toyota Financial Services car payment by credit card · Pay your VW Credit Canada car payment by credit card · Pay your Ford Credit Canada car payment by credit card · Pay your Mercedes-Benz Financial car payment by credit card · Pay your Honda Financial Services car payment by credit card · Pay your Hyundai Motor Finance car payment by credit card · Pay your Tesla car payment by credit card · Pay your TD Auto Finance car payment by credit card · All payees
Put your BMW Financial Services car payment on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards


