Toyota Financial Services
Pay your Toyota Financial Services car payment by credit card.
Toyota Financial Services takes payments through your bank’s online banking. Chexy charges your Visa or Mastercard and pays TFS by bill payment with your account number.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Toyota Financial Services car payment by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add Toyota Financial Services
Search for Toyota Financial Services and enter your 10-digit TFS account number.
3
Pick your card and the date
Choose your Visa or Mastercard, enter your payment and schedule it ahead of the due date. You see the fee before you confirm.
4
Chexy pays TFS
TFS gets an ordinary bill payment and you collect your card’s rewards.
What you can pay
What you can pay
Your TFS payment
Loan and lease payments, paid by bank bill payment with your 10-digit account number.
- Your monthly payment. The amount on your contract.
- Lump sums and payoffs on a loan. TFS takes lump sums on loans at any time, and you can pay a loan off without penalty.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When Toyota Financial Services gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Toyota Financial Services by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
- 2–3 business days later
- TFS says a bill payment shows on your account 2 to 3 business days after it’s submitted.
Example
What paying your Toyota Financial Services car payment by card can earn
A $700 payment
On a 3% cashback card you earn
$21.00
Chexy’s 1.75% fee is $12.25, so your card is charged $712.25.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Toyota Financial Services car payment by credit card: questions
Can I pay my Toyota Financial Services car payment with a credit card?
Yes, through Chexy. Chexy charges your Visa or Mastercard and pays TFS by bank bill payment with your 10-digit account number.
Which payee and number do I use?
Toyota Financial Services, with your 10-digit TFS account number.
How long does it take to post?
TFS says a bill payment shows on your account 2 to 3 business days after it’s submitted.
Can I pay extra on my loan?
Yes. TFS takes lump-sum payments on loans at any time and lets you pay a loan off without penalty. Lump sums aren’t allowed on leases.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
The fine print
- Lump-sum payments are allowed on TFS loans but not on leases.
- On TFS’s Direct Payment Plan? TFS withdraws from your bank account on your payment date, so change it with TFS before switching to avoid paying twice.
- Need a few more days? TFS lets you delay a payment once, or change your due date, from My Services in its Customer Portal.
- Car lease and loan payments need a Visa or Mastercard on Chexy.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Toyota Financial Services: Customer Portal FAQs · Supported cards · How much does Chexy cost?. Toyota Financial Services is not affiliated with Chexy.
Also: Pay your VW Credit Canada car payment by credit card · Pay your Ford Credit Canada car payment by credit card · Pay your Mercedes-Benz Financial car payment by credit card · Pay your Honda Financial Services car payment by credit card · Pay your Hyundai Motor Finance car payment by credit card · Pay your Tesla car payment by credit card · Pay your TD Auto Finance car payment by credit card · Pay your BMW Financial Services car payment by credit card · All payees
Put your Toyota Financial Services car payment on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards