SAAQ
Pay the SAAQ by credit card.
The SAAQ doesn’t accept payment by credit card. Chexy charges your card and pays the SAAQ through its financial institution payment option, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay the SAAQ by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add the SAAQ
Search for the SAAQ and enter the number from your SAAQ payment notice.
3
Enter the amount and pick your card
Enter the amount on the notice and schedule it ahead of the deadline it shows. You see the fee before you confirm.
4
Chexy pays the SAAQ
The SAAQ gets an ordinary payment through your financial institution route, and you collect your card’s rewards.
What you can pay
What you can pay
Your SAAQ renewal
The yearly payment notices the SAAQ mails you.
- Driver’s licence renewal. Licence fees, an insurance contribution and administrative fees. The deadline is your birthday.
- Vehicle registration renewal. Pay by the deadline on the notice. The month depends on your vehicle and, for passenger vehicles, your last name.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When the SAAQ gets paid
- Your notice’s deadline
- Pay by the date shown on the notice.
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to the SAAQ by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying the SAAQ by card can earn
A $500 renewal
On a 3% cashback card you earn
$15.00
Chexy’s 1.75% fee is $8.75, so your card is charged $508.75.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying the SAAQ by credit card: questions
Can I pay the SAAQ with a credit card?
Not directly: the SAAQ doesn’t accept payment by credit card. Chexy charges your Visa, Mastercard or American Express and pays the SAAQ for you, for 1.75% on Canadian cards.
What do I pay the SAAQ for each year?
Your driver’s licence renewal, due by your birthday, and your vehicle registration renewal, due by the date on its notice.
What if I pay late?
The SAAQ charges a late payment fee of at least $13.50. Driving with an expired licence carries a fine of $300 to $600.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does the SAAQ need to sign up?
No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- The SAAQ says it doesn’t accept credit cards because processing fees would otherwise be passed on to clients.
- A late payment brings a fee of at least $13.50, and driving without a valid licence carries a fine of $300 to $600.
- Not renewing your licence? Tell the SAAQ before the payment due date, or you’ll owe part of the fees and insurance contribution.
- If you pay by the SAAQ’s pre-authorized debit, instalments are withdrawn 12 times a year; the bimonthly option is no longer offered.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: SAAQ: renewing and paying your driver’s licence · SAAQ: renewing and paying your vehicle registration · What bills can I pay with Chexy? · How much does Chexy cost?. SAAQ is not affiliated with Chexy.
Also: Pay the CBSA by credit card · Pay your 407 ETR bill by credit card · Pay your federal student loan by credit card · Pay the Family Responsibility Office by credit card · All payees
Put the SAAQ on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards