University of Toronto
Pay University of Toronto tuition by credit card.
Put your U of T fees on your credit card for 1.75%. Chexy pays the university by bank bill payment with your account number, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay University of Toronto tuition by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add the University of Toronto
Use your U of T account number: the first five characters of your last name plus your student number, from the top right of your ACORN invoice.
3
Enter the amount and pick your card
Enter what your invoice shows and schedule it five business days before your deadline. You see the fee before you confirm.
4
Chexy pays U of T
U of T gets an ordinary bank payment and you collect your card’s rewards.
What you can pay
What you can pay
Your U of T fees
Anything on your ACORN invoice. Chexy needs the invoice to pay tuition.
- Tuition and incidental fees. Fall, winter and summer, as shown on your ACORN invoice.
- The minimum payment to register. Due by your division’s registration deadline.
- A balance after the deadline. Pay it down before more monthly service charges build up.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When University of Toronto gets paid
- September 30
- Fall term fee deadline. Monthly service charges on a fall balance begin October 15.
- November 30
- Winter term fee deadline. Monthly service charges on a winter balance begin December 15.
- Your division’s date
- Minimum payment to register, for example August 11, 2026 for Arts & Science (St. George) undergraduates.
- Bank payments
- Schedule in Chexy five business days before your deadline to cover weekends, holidays and posting time.
Example
What paying University of Toronto tuition by card can earn
A $7,500 fee payment
On a 3% cashback card you earn
$225.00
Chexy’s 1.75% fee is $131.25, so your card is charged $7,631.25.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying University of Toronto tuition by credit card: questions
Can I pay U of T tuition with a credit card?
Yes. Chexy charges your Visa, Mastercard or American Express and pays U of T by bank bill payment with your account number, for 1.75% on Canadian cards.
Doesn’t U of T take credit cards already?
In ACORN, for Visa and Mastercard only, with a non-refundable 2.50% service fee charged by Moneris. Chexy’s fee is 1.75% on Canadian cards and American Express works too.
What account number do I use?
The first five characters of your last name plus your student number. It’s on the top right of your ACORN invoice.
How early should I pay?
Schedule it five business days before your deadline. Bank payments take 3–5 business days to reach U of T at major banks.
What happens if I pay late?
U of T adds a monthly service charge of 1.5% compounded monthly, starting October 15 for fall balances and December 15 for winter balances.
Can a parent pay instead?
Either of you can set it up. The card on file is the card that collects the rewards.
The fine print
- U of T’s own credit card option in ACORN takes Visa and Mastercard only, and Moneris charges a non-refundable 2.50% service fee.
- Your account number is the first five characters of your last name plus your student number. Check the letter O against the number zero.
- Balances after the deadline get a monthly service charge of 1.5%, compounded monthly, and holds can block transcripts and registration.
- U of T doesn’t refund to a credit card: refunds go by direct deposit or cheque.
- American Express works when you pick the University of Toronto from Chexy’s search bar. Chexy needs your invoice to pay tuition.
- Paying from outside Canada? U of T authorizes Convera and Flywire for international payments. Chexy works with any card in your name, including international cards at 2.5%.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: U of T payment options · U of T payment deadlines · U of T service charges and holds · Pay tuition with a credit card (Chexy Insider) · Chexy tuition · What bills can I pay with Chexy? · How much does Chexy cost?. University of Toronto is not affiliated with Chexy.
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Put University of Toronto tuition on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards