University of Waterloo
Pay University of Waterloo tuition by credit card.
Put your the University of Waterloo fees on your credit card for 1.75%. Chexy pays the University of Waterloo by bank bill payment with your student ID number, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay University of Waterloo tuition by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add the University of Waterloo
Pick the University of Waterloo from Chexy’s search bar and enter your student ID number as the account number.
3
Enter the amount and pick your card
Enter what your invoice shows and schedule it five business days before your deadline. You see the fee before you confirm.
4
Chexy pays the University of Waterloo
The University of Waterloo gets an ordinary bank payment and you collect your card’s rewards.
What you can pay
What you can pay
Your the University of Waterloo fees
Anything on your student account invoice. Chexy needs the invoice to pay tuition.
- Tuition and fees. Each term’s charges on your Quest student account.
- A required partial payment. So your Promissory Note can be processed.
- A balance owing. Pay it before it turns into a hold.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When University of Waterloo gets paid
- The month before each term
- Waterloo’s term due date. Exact dates are on its due dates page.
- 3 to 5 days
- How long Waterloo says a Canadian bank payment takes to reach your student account.
- With Chexy
- Schedule the payment five business days before your deadline. Chexy needs your invoice to pay tuition.
Example
What paying University of Waterloo tuition by card can earn
A $7,500 fee payment
On a 3% cashback card you earn
$225.00
Chexy’s 1.75% fee is $131.25, so your card is charged $7,631.25.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.


Paying University of Waterloo tuition by credit card: questions
Can I pay University of Waterloo tuition with a credit card?
Yes. Chexy charges your Visa, Mastercard or American Express and pays the University of Waterloo by bank bill payment with your student ID number, for 1.75% on Canadian cards.
Doesn’t Waterloo take credit cards?
No. Waterloo says it doesn’t accept credit cards for student fees because of the processing costs. Chexy charges your card and sends Waterloo a Canadian bank bill payment.
What account number do I use?
Your student ID number. Check it carefully before you pay.
When are fees due?
Waterloo’s term due date is in the month before each term starts. Payments that arrive late are charged a Fees Arranged Extension Fee.
How do I know it arrived?
Look in Quest. A payment shows as a negative number (a credit). Waterloo says to allow 3 to 5 days.
Can a parent pay instead?
Either of you can set it up. The card on file is the card that collects the rewards.
The fine print
- Waterloo doesn’t accept credit cards for student fees itself, so Chexy pays by Canadian bank bill payment instead.
- Double-check your student ID number. Waterloo says to be very sure it’s correct.
- A payment that hasn’t reached Quest by the due date is charged a Fees Arranged Extension Fee.
- You can’t pay from inside Quest. Banking details in Quest are only for refunds.
- American Express works when you pick the University of Waterloo from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Waterloo payment options · Waterloo: making a payment from a bank in Canada · Waterloo: how to become fees arranged · Waterloo due dates · Pay tuition with a credit card (Chexy Insider) · Chexy tuition · What bills can I pay with Chexy? · How much does Chexy cost?. University of Waterloo is not affiliated with Chexy.
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Put University of Waterloo tuition on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards


