Surrey utilities
Pay your Surrey utility bill by credit card.
Surrey bills utilities once a year for unmetered homes and every four months for metered ones. Chexy charges your card and pays the city by bank bill payment with your 6-digit account number.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Surrey utility bill by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add the City of Surrey
Search for City of Surrey utilities and enter the 6-digit account number from your utility bill.
3
Enter the amount and pick your card
Enter what your bill shows and the due date. You see the fee before you confirm.
4
Chexy pays the City of Surrey
The City of Surrey gets an ordinary bank payment and you collect your card’s rewards.
What you can pay
What you can pay
Your Surrey utility bill
Your water, sewer, drainage and waste collection bill, paid by bank bill payment, which the city accepts.
- Annual utilities. No water meter: one flat-rate bill a year, sent at the end of February and due April 2.
- Metered utilities. With a water meter: a bill every four months, with due dates set by your metered utility area (top right of your bill).
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your business utilities
From a Chexy business account.
- Commercial utility bills. Annual or metered utilities for your business property, paid from a Chexy business account.
1.99% per payment from a Chexy business account. No monthly or setup fees.
Timing
When Surrey gets paid
- 4 business days before it’s due
- Chexy charges your card.
- 3 days before the due date
- Surrey suggests paying online at least this early.
- After the due date
- A 5% penalty. Annual utilities get a further 5% if still unpaid after July 2.
Example
What paying your Surrey utility bill by card can earn
A $1,500 annual utility bill
On a 3% cashback card you earn
$45.00
Chexy’s 1.75% fee is $26.25, so your card is charged $1,526.25.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.


Paying your Surrey utility bill by credit card: questions
Can I pay your Surrey utility bill with a credit card?
Yes. Chexy charges your Visa or Mastercard (or American Express, when picked from Chexy’s search bar) and pays the City of Surrey by bank bill payment with your 6-digit account number.
Which number do I enter?
Your 6-digit utility account number from your bill. It belongs to the property, so update it if you move.
When are Surrey utility bills due?
Annual utilities are due April 2. Metered bills come every four months, with due dates set by your metered utility area, shown at the top right of your bill.
What happens if I pay late?
Annual utilities: 5% if not paid by April 2 and a further 5% if not paid by July 2. Metered utilities: a 5% penalty.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm. Business utilities from a Chexy business account are 1.99% per payment.
Does the City of Surrey need to sign up?
No. They receive an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Annual utilities get a 5% penalty if not paid by April 2 and a further 5% if not paid by July 2. Metered bills get a 5% penalty if late.
- Utility account numbers belong to the property, not the owner. If you buy or sell, update the account number in Chexy.
- Surrey says most major banks won’t pay annual utility charges through your mortgage, even if they pay your property taxes.
- Balances still unpaid on December 31 move to your property tax account.
- American Express works for utilities only with eligible billers picked from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: City of Surrey: paying your utility bill · City of Surrey: annual utilities · City of Surrey: metered utilities · What bills can I pay with Chexy? · How much does Chexy cost?. Surrey utilities is not affiliated with Chexy.
Also: Pay your Hydro-Québec bill by credit card · Pay your Enbridge Gas bill by credit card · Pay your Alectra Utilities bill by credit card · Pay your Toronto Hydro bill by credit card · Pay your BC Hydro bill by credit card · Pay your City of Toronto water bill by credit card · Pay your FortisBC bill by credit card · Pay your Hydro One bill by credit card · Pay your EPCOR bill by credit card · Pay your Hydro Ottawa bill by credit card · Pay your Nova Scotia Power bill by credit card · Pay your ENMAX bill by credit card · All payees
Put your Surrey utility bill on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment from a Chexy business account


