Toronto Community Housing rent
Pay Toronto Community Housing rent by credit card.
Put your Toronto Community Housing rent on your credit card. TCHC gets an ordinary bank payment on time, and you collect your card’s points or cashback.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay Toronto Community Housing rent by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Add Toronto Community Housing
Add Toronto Community Housing as your landlord with your monthly rent, due on the 1st.
3
Pick your card and the date
Choose your Visa, Mastercard or American Express and schedule it for every month. You see the fee before you confirm.
4
Chexy pays Toronto Community Housing
Toronto Community Housing gets an ordinary bank payment on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your Toronto Community Housing rent
TCHC accepts rent paid electronically through a bank. Chexy sends it that way.
- Monthly rent. Market, affordable or rent-geared-to-income, due on the 1st.
- Recurring payments. Set it up once and every month’s rent goes out on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When Toronto Community Housing gets paid
- Rent due the 1st
- Toronto Community Housing expects rent on the 1st of every month.
- 4 business days before
- Chexy charges your card.
- By the due date
- Chexy sends your rent to Toronto Community Housing by bank payment.
Example
What paying Toronto Community Housing rent by card can earn
$900 in rent
On a 3% cashback card you earn
$27.00
Chexy’s 1.75% fee is $15.75, so your card is charged $915.75.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying Toronto Community Housing rent by credit card: questions
Can I pay Toronto Community Housing rent with a credit card?
Yes, through Chexy. Chexy charges your Visa, Mastercard or American Express and pays TCHC by bank payment, so you collect your card’s rewards.
I’m on TCHC’s pre-authorized payment. What do I do?
Stop it before your first Chexy payment so your rent isn’t paid twice. Your Tenant Services Coordinator or the Client Care Centre (416-981-5500) can help.
When is TCHC rent due?
On the 1st of every month. Chexy charges your card 4 business days before and sends the payment by the due date.
Does TCHC need to sign up?
No. They get an ordinary bank payment by Interac e-Transfer or direct deposit, in the amount you entered, on the date you scheduled. Nothing changes on their end.
My rent is geared to income. Does Chexy change it?
No. Your rent amount is set by TCHC. Chexy only changes how you pay it.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown on screen before you confirm.
The fine print
- If you’re on TCHC’s pre-authorized payment (PAP), your bank sends rent on the 1st. Stop it before your first Chexy payment, and remember both your bank and TCHC charge a fee if a PAP bounces.
- If your rent is geared to income, missing payments puts your subsidy at risk. If you might be late, call TCHC’s Client Care Centre at 416-981-5500.
- If you get Ontario Works or ODSP, your rent can be paid directly from the program instead.
- TCHC’s Tenant Service Hubs take rent in person by personal cheque, certified bank draft or debit card.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Toronto Community Housing: your tenancy and lease · Chexy for renters · How much does Chexy cost? · Supported cards. Toronto Community Housing is not affiliated with Chexy.
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Put Toronto Community Housing rent on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards