Acera Insurance
Pay your Acera Insurance premium by credit card.
Put your Acera Insurance invoice on your credit card for 1.75%. Chexy pays Acera by online bill payment with your account number, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Acera Insurance premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Acera Insurance
Search for Acera Insurance in Chexy and enter the 10-digit account number from the top right of your invoice, without dashes.
3
Enter the amount and pick your card
Enter what your invoice says and when it’s due. You see the fee before you confirm.
4
Chexy pays Acera
Acera gets an ordinary online bill payment with your account number.
What you can pay
What you can pay
Your Acera invoice
Acera takes online and telephone banking payments from most major Canadian banks, with your 10-digit account number.
- Your premium invoice. The amount on the invoice Acera sends you.
- Recurring payments. Schedule it once and every payment goes out on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your business insurance
Commercial premiums owed to Acera Insurance, paid from a Chexy business account.
- Business insurance premiums. Commercial policies, paid by bank payment with your account number.
1.99% per payment from a Chexy business account. No monthly or setup fees.
Timing
When Acera Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Acera Insurance by online bill payment, with your account number.
Example
What paying your Acera Insurance premium by card can earn
A $1,800 annual premium
On a 3% cashback card you earn
$54.00
Chexy’s 1.75% fee is $31.50, so your card is charged $1,831.50.
A $5,000 business premium
On a 3% cashback card you earn
$150.00
Chexy’s 1.99% fee is $99.50, so your card is charged $5,099.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.


Paying your Acera Insurance premium by credit card: questions
Can I pay Acera Insurance with a credit card?
Yes. Acera takes cards through InsurePay for a 2.97% fee. Through Chexy it’s 1.75% on Canadian cards, and Acera gets an ordinary online bill payment.
What number do I enter?
The 10-digit account number from the top right corner of your Acera invoice, with any dashes or special characters removed.
My invoice came from the insurance company, not Acera. What now?
Pay the insurer named on the invoice, using its payment details. Acera’s account number only applies to invoices Acera sends.
Can I pay a business policy?
Yes. From a Chexy business account, business insurance premiums are 1.99% per payment.
Does Acera need to sign up?
No. Acera receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Your 10-digit account number is at the top right of your Acera invoice. Enter it without dashes or special characters.
- Acera’s own card option runs through InsurePay, which charges a 2.97% administration fee per transaction. Chexy is 1.75% on Canadian cards.
- Acera points clients of some insurers (such as Aviva, Intact and Wawanesa) to the insurer’s own payment site. If your invoice comes from the insurer, pay using the details on it.
- American Express works only when you pick the insurer from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Acera Insurance: payments · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. Acera Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · All payees
Put your Acera Insurance premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment from a Chexy business account


