RBC Insurance
Pay your RBC Insurance premium by credit card.
RBC Insurance takes Visa and Mastercard for car and home premiums. Chexy pays RBC Insurance by bank payment from any Visa, Mastercard or American Express, and you collect the rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your RBC Insurance premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find RBC Insurance
Search for RBC Insurance in Chexy and add your policy or account number and the premium.
3
Pick your card and the date
Choose your card and when the premium is due. You see the fee before you confirm.
4
Chexy pays RBC Insurance
RBC Insurance gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your RBC Insurance policy
RBC Insurance gets a regular bank payment, on time. You see the fee before you confirm.
- Car insurance. A yearly lump sum, or monthly payments.
- Home insurance. Lump-sum or regular payments.
- Life insurance premiums. The amount on your policy statement.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When RBC Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to RBC Insurance by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying your RBC Insurance premium by card can earn
A $1,500 annual premium
On a 3% cashback card you earn
$45.00
Chexy’s 1.75% fee is $26.25, so your card is charged $1,526.25.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your RBC Insurance premium by credit card: questions
Can I pay my RBC Insurance premium with a credit card?
Yes. RBC Insurance takes Visa and Mastercard for car and home premiums. Through Chexy you can pay with Visa, Mastercard or American Express, and Chexy pays RBC Insurance by bank payment.
Can I pay RBC car insurance monthly?
Yes. RBC Insurance offers monthly payments by pre-authorized chequing withdrawal or Visa or Mastercard, or a yearly lump sum.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does RBC Insurance need to sign up?
No. RBC Insurance receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- For car insurance, RBC Insurance takes a yearly lump sum by cash, cheque, Visa or Mastercard, or monthly payments by pre-authorized chequing withdrawal or Visa or Mastercard.
- For home insurance, RBC Insurance takes pre-authorized chequing withdrawals, Visa or Mastercard, and lump-sum payments.
- To change the payment information on an RBC life insurance policy, RBC asks you to call it; there are change forms online too.
- American Express works only when you pick RBC Insurance from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: RBC Insurance: claims and service FAQs · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. RBC Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · Pay The Personal by credit card · All payees
Put your RBC Insurance premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards