Sun Life
Pay your Sun Life premium by credit card.
Sun Life takes individual insurance premiums through the online banking sites of most major banks. Chexy pays it that way for you, charges your card, and you collect the rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Sun Life premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Sun Life
Search for Sun Life in Chexy and add your policy or account number and the premium.
3
Pick your card and the date
Choose your card and when the premium is due. You see the fee before you confirm.
4
Chexy pays Sun Life
Sun Life gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your Sun Life policy
Sun Life says premiums for its insurance policies can be paid through the online banking sites of most major financial institutions.
- Life and critical illness premiums. Usually paid monthly, or once a year before your policy anniversary.
- Personal Health Insurance premiums. Monthly or annual, on the plan you chose.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When Sun Life gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Sun Life by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying your Sun Life premium by card can earn
A $1,200 annual premium
On a 3% cashback card you earn
$36.00
Chexy’s 1.75% fee is $21.00, so your card is charged $1,221.00.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Sun Life premium by credit card: questions
Can I pay my Sun Life premium with a credit card?
Yes. Chexy charges your Visa, Mastercard or American Express and pays Sun Life by bank payment. Sun Life’s Personal Health Insurance also takes Visa and Mastercard directly.
Can I pay my premium on Sun Life’s website?
Not for insurance policies. Sun Life says premiums can’t be paid through its Customer access site, and can be paid through the online banking sites of most major banks.
I pay once a year. When is it due?
Sun Life asks for annual life and critical illness payments before the anniversary of your policy date. Schedule your Chexy payment ahead of that date.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does Sun Life need to sign up?
No. Sun Life receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- You can’t pay insurance premiums inside Sun Life’s own client site (Customer access). Sun Life points you to online banking instead.
- Sun Life’s life and critical illness policies are set up to pay monthly by pre-authorized chequing or once a year before the policy anniversary.
- Sun Life’s Personal Health Insurance takes Visa and Mastercard directly, monthly or annually, or a monthly withdrawal from your bank account.
- American Express works only when you pick Sun Life from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Sun Life: Customer access (premium payments) · Sun Life: life and critical illness payments · Sun Life: paying Personal Health Insurance premiums · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. Sun Life is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · Pay The Personal by credit card · All payees
Put your Sun Life premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards