The Personal
Pay The Personal by credit card.
The Personal takes a single annual payment through a financial institution. Chexy sends it for you from your Visa, Mastercard or American Express, and you collect the rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay The Personal by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find The Personal
Search for The Personal in Chexy and add your policy or account number and your annual premium.
3
Pick your card and the date
Choose your card and when the payment is due. You see the fee before you confirm.
4
Chexy pays The Personal
The Personal gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your home and car insurance
The Personal accepts a single annual payment through a financial institution, which is how Chexy pays.
- Your annual premium. One payment for the year, in the amount on your documents.
- Your remaining balance. Check it in The Personal’s Online Services before you pay.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When The Personal Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to The Personal by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying The Personal by card can earn
A $1,800 annual premium
On a 3% cashback card you earn
$54.00
Chexy’s 1.75% fee is $31.50, so your card is charged $1,831.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying The Personal by credit card: questions
Can I pay The Personal with a credit card?
Yes. The Personal takes a single annual payment by credit card itself. Through Chexy you can pay the annual premium with Visa, Mastercard or American Express, and Chexy pays The Personal by bank payment.
Can I pay monthly through Chexy?
The Personal’s only monthly option is pre-authorized withdrawals from your bank account. Card and financial-institution payments are a single annual payment.
How do I switch my payment method?
In The Personal’s Online Services. Make changes at least 5 business days before your next scheduled payment.
What does it cost through Chexy?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does The Personal need to sign up?
No. The Personal receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- The Personal accepts three ways to pay: monthly pre-authorized withdrawals from your bank account, a single annual payment by credit card, or a single annual payment through a financial institution.
- To pay monthly, The Personal needs pre-authorized bank withdrawals; card and bill payments are annual.
- If you change your payment details with The Personal, do it at least 5 business days before the next scheduled payment.
- American Express works only when you pick The Personal from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: The Personal: Online Services (payment methods) · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. The Personal Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · All payees
Put The Personal on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards