ICBC
Pay your ICBC premium by credit card.
Put what you owe ICBC on your credit card. Chexy pays ICBC by bank payment on the date you choose, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your ICBC premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find ICBC
Search for ICBC in Chexy and add your policy or account number and the amount.
3
Pick your card and the date
Choose your card and when the payment is due. You see the fee before you confirm.
4
Chexy pays ICBC
ICBC gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your ICBC Autoplan insurance
ICBC gets a regular bank payment, on time. You see the fee before you confirm.
- Autoplan insurance. The amount on your ICBC bill or invoice.
- Money owed to ICBC. Such as a balance billed after a payment plan default.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When ICBC gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to ICBC by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying your ICBC premium by card can earn
A $2,000 Autoplan premium
On a 3% cashback card you earn
$60.00
Chexy’s 1.75% fee is $35.00, so your card is charged $2,035.00.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your ICBC premium by credit card: questions
Can I pay my ICBC premium with a credit card?
Yes. ICBC takes Visa, Mastercard and American Express for money owed, online and in person. Through Chexy you can also schedule a payment on your card, and Chexy pays ICBC by bank payment.
What does ICBC’s monthly payment plan cost?
A one-time $15 enrolment fee, plus a finance rate ICBC sets from RBC prime (with a 2.5% minimum). The payment plan is withdrawn from a Canadian bank account.
What if I miss an ICBC payment plan payment?
ICBC charges an $18 return fee and tries again in three to five days. If the plan defaults, you’re billed the remaining balance, interest is added after 30 days, and you may be cash-only for at least a year.
What does it cost through Chexy?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does ICBC need to sign up?
No. ICBC receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- ICBC takes Visa, Mastercard and American Express itself for money owed, online through My ICBC and in person at Autoplan brokers and driver licensing offices.
- ICBC’s payment plan comes out of a Canadian chequing or savings account by pre-authorized withdrawal, with a one-time $15 enrolment fee and a finance rate.
- If a payment plan withdrawal is returned, ICBC charges an $18 fee. After a third failed attempt the plan defaults: you’re billed the remaining balance and interest is added after 30 days.
- American Express works only when you pick ICBC from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: ICBC: Autoplan payment plan · ICBC: payment plan debt · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. Insurance Corporation of British Columbia (ICBC) is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay The Personal by credit card · All payees
Put your ICBC premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards