Intact Insurance
Pay your Intact Insurance premium by credit card.
Intact takes Visa and Mastercard in its app and Client Centre. Chexy adds American Express and lets you schedule each payment, paying Intact by bank payment while you collect the rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Intact Insurance premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Intact Insurance
Search for Intact Insurance in Chexy and add your policy or account number and the amount.
3
Pick your card and the date
Choose your card and when the payment is due. You see the fee before you confirm.
4
Chexy pays Intact
Intact gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your Intact car and home insurance
Intact gets a regular bank payment, on time. You see the fee before you confirm.
- Car and home insurance premiums. The amount on your bill.
- Recurring payments. Schedule it once and every payment goes out on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your Intact business insurance
Commercial policies, paid from a Chexy business account.
- easipay One Pay. One upfront payment at the start of your policy.
- easipay Three Pay. Three equal payments: at the start, three months later and six months later. Intact adds a $35 instalment fee to the first.
1.99% per payment for business insurance from a Chexy business account. No monthly or setup fees.
Timing
When Intact Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Intact by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying your Intact Insurance premium by card can earn
A $1,800 annual premium
On a 3% cashback card you earn
$54.00
Chexy’s 1.75% fee is $31.50, so your card is charged $1,831.50.
A $5,000 business premium
On a 3% cashback card you earn
$150.00
Chexy’s 1.99% fee is $99.50, so your card is charged $5,099.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Intact Insurance premium by credit card: questions
Can I pay my Intact Insurance premium with a credit card?
Yes. Intact takes Visa and Mastercard in its app and Client Centre. Through Chexy you can also use American Express and schedule the payment; Chexy pays Intact by bank payment.
Does Intact take prepaid credit cards?
No. Intact says prepaid credit cards aren’t accepted for its online payments.
How do Intact’s business payment plans work?
Intact’s easipay plans are One Pay (one upfront payment), Three Pay (three equal payments with a $35 instalment fee on the first) and a Monthly Plan withdrawn from your bank account with interest.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards). Business insurance from a Chexy business account is 1.99%.
Does Intact need to sign up?
No. Intact receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Intact’s own online payments take Visa or Mastercard credit or debit cards; prepaid credit cards aren’t accepted.
- Intact’s easipay Monthly Plan for business policies is a bank withdrawal that adds interest: 1.3% of the total premium for auto policies and 3% for property policies.
- To cancel an Intact policy, Intact sends you to your insurance broker.
- American Express works only when you pick Intact Insurance from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Intact Insurance: FAQ (payments) · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards · Chexy business accounts. Intact Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · Pay The Personal by credit card · All payees
Put your Intact Insurance premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment for business insurance from a Chexy business account