Aviva Insurance
Pay your Aviva premium by credit card.
Put your Aviva premium on your credit card. Chexy pays Aviva by bank payment, on the date you choose, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Aviva premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Aviva
Search for Aviva in Chexy and add your policy number from your policy document or invoice, and the amount.
3
Pick your card and the date
Choose your card and when the payment is due. You see the fee before you confirm.
4
Chexy pays Aviva
Aviva gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your Aviva policy
Aviva gets a regular bank payment, on time. You see the fee before you confirm.
- Annual premiums. Paying annually means no monthly instalment fees.
- Car and home insurance bills. The amount on your policy document or invoice.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your Aviva business insurance
Commercial policies, paid from a Chexy business account.
- Business insurance premiums. Commercial policies paid from your business account.
1.99% per payment for business insurance from a Chexy business account. No monthly or setup fees.
Timing
When Aviva Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Aviva by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying your Aviva premium by card can earn
A $1,800 annual premium
On a 3% cashback card you earn
$54.00
Chexy’s 1.75% fee is $31.50, so your card is charged $1,831.50.
A $5,000 business premium
On a 3% cashback card you earn
$150.00
Chexy’s 1.99% fee is $99.50, so your card is charged $5,099.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.


Paying your Aviva premium by credit card: questions
Can I pay my Aviva premium with a credit card?
Yes. Aviva takes credit cards on its own payment page. Through Chexy you can also schedule the payment on Visa, Mastercard or American Express, and Chexy pays Aviva by bank payment.
Where do I find my policy number?
On your Aviva policy document or invoice. Aviva says it has the information you need to make a payment.
Can I pay monthly instead?
Aviva offers monthly payments if your annual premium is at least $300 and you meet its other criteria, with a down payment and monthly instalment fees. Paying annually avoids those fees.
I got a cancellation notice. Should I just pay?
Talk to your broker or an Aviva Direct advisor first. Aviva says paying the balance doesn’t automatically reinstate your policy.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards). Business insurance from a Chexy business account is 1.99%.
The fine print
- If you got a cancellation notice, talk to your broker (or an Aviva Direct advisor) before paying. Aviva says paying the balance doesn’t automatically reinstate your policy.
- Aviva’s monthly payments need a minimum annual premium of $300, a down payment of two months’ premium on new policies, and monthly instalment fees.
- Aviva takes credit cards directly online for broker-sold policies (with your policy number) and through MyAviva for Aviva Direct policies.
- American Express works only when you pick Aviva from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Aviva Canada: how to make a payment · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards · Chexy business accounts. Aviva Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · Pay The Personal by credit card · All payees
Put your Aviva premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment for business insurance from a Chexy business account


