Co-operators
Pay your Co-operators premium by credit card.
Put your Co-operators home, auto, farm or business insurance on your credit card. Chexy pays Co-operators by bank payment, on time, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Co-operators premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Co-operators
Search for Co-operators in Chexy and add your policy or account number and the amount.
3
Pick your card and the date
Choose your card and when the payment is due. You see the fee before you confirm.
4
Chexy pays Co-operators
Co-operators gets an ordinary bank payment, on time, and you collect your card’s rewards.
What you can pay
What you can pay
Your Co-operators policy
Co-operators gets a regular bank payment, on time. You see the fee before you confirm.
- Home and auto insurance. The amount on your bill or payment schedule.
- Farm insurance. The amount on your bill or payment schedule.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your Co-operators business insurance
Commercial policies, paid from a Chexy business account.
- Business insurance premiums. Commercial policies paid from your business account.
1.99% per payment for business insurance from a Chexy business account. No monthly or setup fees.
Timing
When Co-operators Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Co-operators by Interac e-Transfer, Bill Pay or pre-authorized debit, whichever they accept.
Example
What paying your Co-operators premium by card can earn
A $1,800 annual premium
On a 3% cashback card you earn
$54.00
Chexy’s 1.75% fee is $31.50, so your card is charged $1,831.50.
A $5,000 business premium
On a 3% cashback card you earn
$150.00
Chexy’s 1.99% fee is $99.50, so your card is charged $5,099.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Co-operators premium by credit card: questions
Can I pay my Co-operators premium with a credit card?
Yes. Chexy charges your Visa, Mastercard or American Express and pays Co-operators by bank payment.
How do I see what I owe and when?
Sign in to Co-operators’ Online Services, select billing and payments, then View payment schedule for your next payment date, amount and method.
Can business policies be paid through Chexy?
Yes, from a Chexy business account at 1.99% per payment. Co-operators lets home, auto, farm and business insurance clients pay online too.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does Co-operators need to sign up?
No. Co-operators receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Co-operators’ Online Services lets you check your payment schedule (next date, amount and method) and change your auto withdrawal date, which helps you schedule Chexy around it.
- If you pay Co-operators online yourself, your updated balance shows in your billing dashboard the next day.
- Online Services only shows billing for policies where you’re the primary account holder and payor.
- American Express works only when you pick Co-operators from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Co-operators: manage billing and payments · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards · Chexy business accounts. Co-operators Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your ICBC premium by credit card · Pay The Personal by credit card · All payees
Put your Co-operators premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment for business insurance from a Chexy business account