Beneva
Pay your Beneva premium by credit card.
Put your Beneva premium on your credit card. Chexy pays Beneva by online bill payment with the reference number from your invoice, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Beneva premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Beneva
Search for Beneva in Chexy and enter the 15-digit reference number from your Beneva invoice.
3
Enter the premium and pick your card
Enter the amount and when it’s due. You see the fee before you confirm.
4
Chexy pays Beneva
Beneva gets an ordinary online bill payment with your reference number.
What you can pay
What you can pay
Your Beneva policy
Beneva takes online bill payments with the 15-digit reference number on your invoice, for policies first issued by Beneva, La Capitale or SSQ Insurance.
- Home and car insurance. Beneva’s General Insurance payee.
- Life and health insurance. Beneva’s Individual Insurance payee.
- Former La Capitale and SSQ policies. Paid to Beneva with the same 15-digit reference number.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Your business insurance
Commercial premiums owed to Beneva, paid from a Chexy business account.
- Business insurance premiums. Commercial policies, paid by bank payment with your account number.
1.99% per payment from a Chexy business account. No monthly or setup fees.
Timing
When Beneva gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Beneva by online bill payment, with your reference number.
Example
What paying your Beneva premium by card can earn
A $1,500 annual premium
On a 3% cashback card you earn
$45.00
Chexy’s 1.75% fee is $26.25, so your card is charged $1,526.25.
A $5,000 business premium
On a 3% cashback card you earn
$150.00
Chexy’s 1.99% fee is $99.50, so your card is charged $5,099.50.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Beneva premium by credit card: questions
Can I pay Beneva with a credit card?
Yes, through Chexy. Your card is charged and Beneva gets an ordinary online bill payment with the reference number from your invoice.
What number do I enter?
The 15-digit reference number on your Beneva invoice. Beneva asks for it on every payment.
My policy was with La Capitale or SSQ. Does that change anything?
No. Those companies are now Beneva, and Beneva asks for the same 15-digit reference number from your invoice.
Can I pay group insurance this way?
Group plans have their own Beneva payees, and some group plans are only paid by pre-authorized debit. Check your plan before you switch.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards). Business premiums from a Chexy business account are 1.99%.
The fine print
- Beneva’s bank payees are split by product: General Insurance for home, car and commercial, Individual Insurance for life and health, and separate payees for group plans.
- Use the 15-digit reference number on your invoice, whether your contract is with Beneva, La Capitale or SSQ Insurance.
- If you already pay Beneva by pre-authorized debit, it only debits on business days, never on weekends or holidays.
- American Express works only when you pick the insurer from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Beneva: SSQ Insurance and La Capitale regroup FAQ (payees) · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. Beneva is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · All payees
Put your Beneva premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards · 1.99% per payment from a Chexy business account