Certas Home and Auto
Pay your Certas Home and Auto premium by credit card.
Certas Home and Auto insures car and home policies sold by Desjardins Agents. Put your premium on your credit card: Chexy pays Certas by bank payment with your policy number, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Certas Home and Auto premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Certas Home and Auto
Search for Certas Home and Auto Insurance in Chexy and enter your 8-digit policy number.
3
Enter the amount and pick your card
Enter what you owe and when it’s due. You see the fee before you confirm.
4
Chexy pays Certas
Certas gets an ordinary bank payment with your policy number.
What you can pay
What you can pay
Your Desjardins Agents policy
Car and home premiums for policies with a Desjardins Agent, paid to Certas Home and Auto with your policy number.
- Car and home insurance. Desjardins tells agent clients to pay Certas Home and Auto Ins. Co. for these.
- Recurring payments. Schedule it once and every payment goes out on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When Certas Home and Auto Insurance gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Certas Home and Auto by bank payment, with your policy number.
Example
What paying your Certas Home and Auto premium by card can earn
A $250 premium
On a 3% cashback card you earn
$7.50
Chexy’s 1.75% fee is $4.38, so your card is charged $254.38.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Certas Home and Auto premium by credit card: questions
Can I pay Certas Home and Auto with a credit card?
Yes, through Chexy. Your card is charged and Certas gets an ordinary bank payment with your policy number.
What number do I enter?
Your 8-digit policy number, from your policy documents.
Why is my Desjardins policy paid to Certas?
Certas Home and Auto is the payee Desjardins names for car and home insurance bought through a Desjardins Agent.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does Certas need to sign up?
No. Certas receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Desjardins Agents clients pay car and home insurance to Certas Home and Auto with their 8-digit policy number.
- Your bank statement may show the payee as “Certas H&A / DFS” or “Desjardins Financial Security”, depending on your products.
- If you already pay by pre-authorized payment, Desjardins processes it on the date you chose when you set up the plan.
- American Express works only when you pick the insurer from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Desjardins Agents FAQ · Desjardins Insurance: log in with your policy number · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. Certas Home and Auto Insurance is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · All payees
Put your Certas Home and Auto premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards