Empire Life
Pay your Empire Life premium by credit card.
Put your Empire Life premium on your credit card. Chexy pays Empire Life by online bill payment with your policy number, and you collect your card’s rewards.
$2B+
bills processed
200K
Canadians on Chexy
$40M
rewards earned
How to
How to pay your Empire Life premium by credit card
1
Sign up for Chexy
Create your account and verify your identity. It takes a few minutes.
2
Find Empire Life
Search for Empire Life in Chexy and enter your policy number as the account number.
3
Enter the premium and pick your card
Enter the premium and when it’s due. You see the fee before you confirm.
4
Chexy pays Empire Life
Empire Life gets an ordinary online bill payment with your policy number.
What you can pay
What you can pay
Your Empire Life policy
Empire Life takes online bill payments to “Empire Life Individual” with your policy number as the account number.
- Individual life insurance premiums. Monthly or annual, on a policy that’s in force.
- Recurring payments. Schedule it once and every premium goes out on time.
1.75% per payment on Canadian-issued cards, 2.5% on international cards. Shown before you confirm.
Timing
When Empire Life gets paid
- 4 business days before it’s due
- Chexy charges your card.
- By the due date
- Chexy sends the payment to Empire Life by online bill payment, with your policy number.
- About 2 business days
- Empire Life says online payments take two business days to arrive.
Example
What paying your Empire Life premium by card can earn
A $1,200 annual premium
On a 3% cashback card you earn
$36.00
Chexy’s 1.75% fee is $21.00, so your card is charged $1,221.00.
Illustrative estimate. Assumes the selected reward rate applies to all included payments. Before card annual fees and interest. Card eligibility and earning caps apply.
Paying your Empire Life premium by credit card: questions
Can I pay Empire Life with a credit card?
Empire Life takes cards only for the first premium on a new application. Through Chexy, your card is charged and Empire Life gets an ordinary online bill payment with your policy number.
What do I enter as the account number?
Your Empire Life policy number. Empire Life’s online banking payee is “Empire Life Individual”.
How long does the payment take?
Empire Life says online payments take two business days to arrive. Chexy charges your card 4 business days before the due date you set.
What does it cost?
1.75% of the payment on Canadian-issued cards (2.5% on international cards), shown before you confirm.
Does Empire Life need to sign up?
No. Empire Life receives an ordinary bank payment in the amount you entered, on the date you scheduled.
The fine print
- Empire Life lists credit cards only for the first premium on a new application. Once a policy is in force, it takes cheque, telephone banking, online payment or pre-authorized debit.
- Your policy number is the account number for every online payment.
- Group plan members pay through their group plan, not this way.
- American Express works only when you pick the insurer from Chexy’s search bar; Visa and Mastercard work either way.
- Rewards are set by your card issuer, not by Chexy.
- Chexy accepts Visa, Mastercard and American Express credit cards in your name. Prepaid cards aren’t supported. Some categories (mobile, internet, gym and car leases) need Visa or Mastercard, and for utilities and taxes American Express works with eligible billers only. Logos show accepted networks, not an endorsement.
Sources: Empire Life: what methods of payment are accepted · What bills can I pay with Chexy? · How much does Chexy cost? · Supported cards. Empire Life is not affiliated with Chexy.
Also: Pay your Equitable Life premium by credit card · Pay your Sun Life premium by credit card · Pay your Manulife premium by credit card · Pay your Canada Life premium by credit card · Pay your CMPA fees by credit card · Pay your iA Financial Group premium by credit card · Pay your Intact Insurance premium by credit card · Pay your RBC Insurance premium by credit card · Pay your belairdirect premium by credit card · Pay your Aviva premium by credit card · Pay your Co-operators premium by credit card · Pay your ICBC premium by credit card · All payees
Put your Empire Life premium on your card.
1.75% per payment on Canadian-issued cards, 2.5% on international cards